Last update: Nov 2026

Cost of Living Comparison Between Amsterdam and Los Gatos, CA

For one person, living is cheaper in Amsterdam: $3,592 a month against $4,787 in Los Gatos, CA, rent and utilities included – about $14,300 less a year. Rent and utilities account for most of the difference.

Amsterdam, Netherlands
Los Gatos, CA, United States
Amsterdam
🇳🇱 Netherlands
$3,592
/mo nomad
Los Gatos, CA
🇺🇸 United States
$4,787
/mo nomad
Monthly Cost of Living

How much you'll spend in Amsterdam and in Los Gatos, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Amsterdam and in Los Gatos, CA actually costs, broken down by who's living it.

A single person spends $3,592 per month in Amsterdam vs $4,787 in Los Gatos, CA, rent included.

  • Amsterdam $3,592
  • Los Gatos, CA $4,787

A couple spends around $5,063 per month in Amsterdam vs $7,200 in Los Gatos, CA, rent included.

  • Amsterdam $5,063
  • Los Gatos, CA $7,200

A family of three spends $6,533 per month in Amsterdam vs $9,613 in Los Gatos, CA, rent included.

  • Amsterdam $6,533
  • Los Gatos, CA $9,613

Amsterdam is about 25% cheaper than Los Gatos, CA, and outside of rent the biggest gap is in leisure.

Both Amsterdam and Los Gatos, CA sit above the global median – Amsterdam by 166%, Los Gatos, CA by 254%.

Currency
🍽 Eating Out
Amsterdam
Los Gatos, CA
Difference
Meal at Budget Restaurant
$22.72 €20.18
$25.47 $25.47
-10.80%
Three-Course Dinner for Two, Mid-Range
$89.7 €79.7
$98.0 $98.0
-8.46%
Fast Food Meal (McDonalds, etc)
$14.38 €12.78
$15.24 $15.24
-5.64%
Cappuccino
$4.65 €4.13
$6.51 $6.51
-28.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.88 €3.45
$2.92 $2.92
32.88%
Water (0.33 liter bottle)
$2.97 €2.64
$2.57 $2.57
15.56%
Local Beer (0.5 liter draught)
$7.68 €6.82
$7.90 $7.90
-2.78%
Imported Beer (0.33 liter bottle)
$6.80 €6.04
$8.05 $8.05
-15.53%
🛒 Groceries & Markets
Amsterdam
Los Gatos, CA
Difference
Milk (1 liter)
$1.51 €1.34
$1.28 $1.28
17.97%
White Bread (500g)
$2.36 €2.10
$4.20 $4.20
-43.81%
Rice (white) (1kg)
$2.50 €2.22
$4.77 $4.77
-47.59%
Eggs
$5.39 €4.79
$6.62 $6.62
-18.58%
Local Cheese (1kg)
$16.70 €14.83
$24.66 $24.66
-32.28%
Chicken Fillets (1kg)
$12.89 €11.45
$11.61 $11.61
11.02%
Beef Round Steak (1kg)
$23.63 €20.99
$13.16 $13.16
79.56%
Apples (1kg)
$2.76 €2.45
$5.35 $5.35
-48.41%
Banana (1kg)
$2.81 €2.50
$3.17 $3.17
-11.36%
Oranges (1kg)
$2.76 €2.45
$4.91 $4.91
-43.79%
Tomato (1kg)
$3.89 €3.46
$5.93 $5.93
-34.40%
Potato (1kg)
$2.43 €2.16
$3.29 $3.29
-26.14%
Onion (1kg)
$1.71 €1.52
$3.97 $3.97
-56.93%
Lettuce (1 head)
$1.47 €1.31
$3.05 $3.05
-51.80%
Water (1.5 liter bottle)
$1.68 €1.49
$2.63 $2.63
-36.12%
Cigarettes 20 Pack (Marlboro, Camel)
$14.38 €12.77
$11.98 $11.98
20.03%
Wine (Bottle)
$8.52 €7.57
$13.10 $13.10
-34.96%
Local Beer (0.5 liter bottle)
$1.73 €1.54
$2.13 $2.13
-18.78%
Imported Beer (0.33 liter bottle)
$2.63 €2.34
$2.47 $2.47
6.48%
🚌 Getting Around
Amsterdam
Los Gatos, CA
Difference
One-way Ticket (Public Transport)
$3.71 €3.30
-
-
Public Transport Monthly Pass (Regular Price)
$118 €105
-
-
Taxi Start (Normal Tariff)
$4.71 €4.18
$4.11 $4.11
14.60%
Taxi (Normal Tariff) (1km)
$3.44 €3.05
$1.83 $1.83
87.98%
Taxi 1hour Waiting (Normal Tariff)
$59.6 €52.9
$35.36 $35.36
68.41%
Gasoline (1 liter)
$2.66 €2.37
$1.57 $1.57
69.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.4K €36.7K
$27.9K $27.9K
48.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.6K €34.3K
$26.8K $26.8K
43.98%
🧾 Monthly Utilities & Internet
Amsterdam
Los Gatos, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$298 €265
$371 $371
-19.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.21 €20.62
$58.7 $58.7
-60.43%
Internet (50+ Mbps, Unlimited Data)
$52.9 €47.03
$64.3 $64.3
-17.60%
🎉 Sport & Entertainment
Amsterdam
Los Gatos, CA
Difference
Gym Membership (Monthly)
$53.4 €47.42
$145 $145
-63.24%
Tennis Court (1 Hour on Weekend)
$35.92 €31.91
-
-
Cinema Ticket
$16.96 €15.06
$16.95 $16.95
0.06%
🧸 Childcare & Education
Amsterdam
Los Gatos, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,797 €2,485
$2,150 $2,150
30.13%
International Primary School, 1 Child (Yearly)
$23.0K €20.5K
$20.3K $20.3K
13.80%
👕👟 Clothing & Footwear
Amsterdam
Los Gatos, CA
Difference
Jeans (Levis 501 Or Similar)
$93.8 €83.4
$51.3 $51.3
82.87%
Summer Dress (H&M, Zara, etc)
$42.27 €37.55
$39.25 $39.25
7.69%
Sport Shoes (Adidas, Nike)
$98.3 €87.3
$75.2 $75.2
30.61%
Men's Leather Business Shoes
$133 €118
$60.2 $60.2
120.31%
🏠 Accommodation & Living
Amsterdam
Los Gatos, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$2,678 €2,379
$3,504 $3,504
-23.58%
1-bedroom Apartment, Outside City Center (Monthly)
$2,065 €1,835
$3,124 $3,124
-33.89%
3-bedroom Apartment, City Center (Monthly)
$4,084 €3,628
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$3,160 €2,807
$6,054 $6,054
-47.81%
Buy Apartment in City Center (m2)
$10.4K €9,282
$3,481 $3,481
200.19%
Buy Apartment Outside City Center (m2)
$6,719 €5,968
-
-
💵 Salaries & Financials
Amsterdam
Los Gatos, CA
Difference
Average Monthly Net Salary (After Tax)
$4,789 €4,254
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.3
6.69
-50.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amsterdam: November 1, 2026

Last update for Los Gatos, CA: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Amsterdam
$2.1K
Los Gatos, CA
$3.1K 51.3% $1.1K
Groceries & Markets
Amsterdam
$385
Los Gatos, CA
$470 22.3% $86
Monthly Utilities & Internet
Amsterdam
$374
Los Gatos, CA
$493 31.9% $119
Eating Out
Amsterdam
$360
Los Gatos, CA
$405 12.5% $45
Clothing & Footwear
Amsterdam
$165
Los Gatos, CA
$102 38.4% $63
Getting Around
Amsterdam
$155
Los Gatos, CA
$13 * 91.5% $142
Sport & Entertainment
Amsterdam
$87
Los Gatos, CA
$179 105% $92

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,678 in Amsterdam versus $3,504 in Los Gatos, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $90 in Amsterdam versus $98 in Los Gatos, CA. Monthly groceries follow the same trend: $385 vs $470 – making Amsterdam the more affordable choice for daily food spending.

Good to know
🇳🇱 Amsterdam
🇺🇸 Los Gatos, CA
🕒 Local time
17:43 5:43 PM
08:43 8:43 AM
9 h behind Amsterdam
🌤 Weather
👥 Population
881,933 Capital
30,222
💱 Currency
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of November 4, 2026: 1 USD = 0.888 EUR (1 EUR = 1.13 USD).

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Amsterdam Los Gatos, CA 8,810 km ≈ 12 h nonstop flight
From you
  • Amsterdam
  • Los Gatos, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Amsterdam vs Los Gatos, CA: Cost of Living - Frequently Asked Questions
Is Amsterdam cheaper than Los Gatos, CA?
Yes – Los Gatos, CA is pricier by about 33%, and outside of rent the gap shows up most in leisure.
What income do you need for each city?
For a comfortable life, plan on about $5,388 per month in Amsterdam and $7,181 in Los Gatos, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Amsterdam, especially for central apartments: a one-bedroom in the center costs $2,678 there versus $3,504 in Los Gatos, CA.
Is eating out cheaper in Amsterdam or in Los Gatos, CA?
A mid-range dinner for two costs $90 in Amsterdam and $98 in Los Gatos, CA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Amsterdam and in Los Gatos, CA?
Groceries cost about 22% more in Los Gatos, CA, though the gap depends on what you buy.
Is $2,500 enough to cover costs in Amsterdam or in Los Gatos, CA?
$2,500 is a stretch for both – monthly costs hit $3,592 in Amsterdam and $4,787 in Los Gatos, CA. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Amsterdam or in Los Gatos, CA?
It depends on your priorities. Amsterdam has an edge in some lifestyle areas, with costs from $3,592 in Amsterdam to $4,787 in Los Gatos, CA. Climate, culture, job market, and personal taste all factor in.
Which city is safer, Amsterdam or Los Gatos, CA?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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