😐A single person spends $3,476 per month in Amsterdam vs $2,547 in Borculo, rent included.
😐A couple spends around $5,057 per month in Amsterdam vs $3,714 in Borculo, rent included.
😐A family of three spends $6,639 per month in Amsterdam vs $4,882 in Borculo, rent included.
😐Amsterdam costs about 36% more than Borculo, driven mainly by Eating Out.
📊Both Amsterdam and Borculo sit above the global median – Amsterdam by 160%, Borculo by 91%.
Currency
🍽 Eating Out
Amsterdam
Borculo
Difference
Meal at Budget Restaurant
$23.49€20.57
$20.97€18.36
12.02%
Three-Course Dinner for Two, Mid-Range
$112€97.9
$86.5€75.8
29.22%
Fast Food Meal(McDonalds, etc)
$15.07€13.20
$13.95€12.21
8.03%
Cappuccino
$4.73€4.15
$4.05€3.55
16.79%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.45€3.02
$3.37€2.96
2.37%
Water(0.33 liter bottle)
$3.17€2.77
$2.81€2.46
12.81%
Local Beer(0.5 liter draught)
$6.78€5.93
$6.20€5.43
9.35%
Imported Beer(0.33 liter bottle)
$7.14€6.26
$5.63€4.93
26.82%
🛒 Groceries & Markets
Amsterdam
Borculo
Difference
Milk(1 liter)
$1.48€1.29
$1.29€1.13
14.73%
White Bread(500g)
$2.47€2.16
$2.30€2.02
7.39%
Rice(white)(1kg)
$2.62€2.30
$3.28€2.87
-20.12%
Eggs
$5.39€4.72
$4.63€4.05
16.41%
Local Cheese(1kg)
$14.78€12.94
$13.73€12.03
7.65%
Chicken Fillets(1kg)
$14.29€12.51
$15.40€13.48
-7.21%
Beef Round Steak(1kg)
$16.63€14.57
$17.13€15.01
-2.92%
Apples(1kg)
$2.93€2.57
$2.40€2.10
22.08%
Banana(1kg)
$2.58€2.26
$2.46€2.16
4.88%
Oranges(1kg)
$2.19€1.92
$1.95€1.71
12.31%
Tomato(1kg)
$4.68€4.10
$3.86€3.38
21.24%
Potato(1kg)
$2.01€1.76
$2.10€1.84
-4.29%
Onion(1kg)
$2.05€1.79
$1.99€1.75
3.02%
Lettuce(1 head)
$1.30€1.14
$1.27€1.12
2.36%
Water(1.5 liter bottle)
$1.23€1.07
$0.84€0.74
46.43%
Cigarettes 20 Pack(Marlboro, Camel)
$14.37€12.59
$14.08€12.33
2.06%
Wine(Bottle)
$8.03€7.03
$6.93€6.07
15.87%
Local Beer(0.5 liter bottle)
$1.68€1.47
$1.53€1.34
9.80%
Imported Beer(0.33 liter bottle)
$3.02€2.65
$2.73€2.39
10.62%
🚌 Getting Around
Amsterdam
Borculo
Difference
One-way Ticket(Public Transport)
$4.02€3.52
$3.66€3.21
9.84%
Public Transport Monthly Pass(Regular Price)
$118€103
$94.4€82.7
24.86%
Taxi Start(Normal Tariff)
$4.76€4.17
$4.24€3.72
12.26%
Taxi(Normal Tariff)(1km)
$3.00€2.63
$2.34€2.05
28.21%
Taxi 1hour Waiting(Normal Tariff)
$65.1€57.0
$29.09€25.48
123.89%
Gasoline(1 liter)
$2.32€2.03
$2.19€1.92
5.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.3K€37.9K
$34.4K€30.1K
25.70%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.8K€33.9K
$35.5K€31.1K
9.16%
🧾 Monthly Utilities & Internet
Amsterdam
Borculo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$306€268
$261€229
17.10%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.54€18.86
$25.06€21.95
-14.05%
Internet(50+ Mbps, Unlimited Data)
$51.4€45.00
$47.71€41.78
7.69%
🎉 Sport & Entertainment
Amsterdam
Borculo
Difference
Gym Membership(Monthly)
$62.4€54.7
$40.12€35.14
55.63%
Tennis Court(1 Hour on Weekend)
$38.70€33.89
$22.94€20.09
68.70%
Cinema Ticket
$17.20€15.06
$16.08€14.08
6.97%
🧸 Childcare & Education
Amsterdam
Borculo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,848€2,495
$2,000€1,752
42.39%
International Primary School, 1 Child(Yearly)
$21.2K€18.6K
$7,859€6,883
169.60%
👕👟 Clothing & Footwear
Amsterdam
Borculo
Difference
Jeans(Levis 501 Or Similar)
$102€89.5
$92.4€80.9
10.55%
Summer Dress(H&M, Zara, etc)
$48.88€42.81
$46.99€41.16
4.02%
Sport Shoes(Adidas, Nike)
$126€111
$105€92.3
20.07%
Men's Leather Business Shoes
$137€120
$133€117
3.19%
🏠 Accommodation & Living
Amsterdam
Borculo
Difference
1-bedroom Apartment, City Center(Monthly)
$2,362€2,069
$1,418€1,242
66.61%
1-bedroom Apartment, Outside City Center(Monthly)
$1,995€1,747
$1,185€1,038
68.38%
3-bedroom Apartment, City Center(Monthly)
$4,197€3,676
$2,267€1,986
85.12%
3-bedroom Apartment, Outside City Center(Monthly)
$3,107€2,721
$1,735€1,520
79.09%
Buy Apartment in City Center(m2)
$10.7K€9,376
$5,388€4,718
98.70%
Buy Apartment Outside City Center(m2)
$7,066€6,188
$4,442€3,890
59.06%
💵 Salaries & Financials
Amsterdam
Borculo
Difference
Average Monthly Net Salary(After Tax)
$4,465€3,910
$3,394€2,973
31.54%
20-Year Fixed Mortgage Interest Rate(Annual %)
4.02
4.28
-6.07%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Amsterdam: July 11, 2026
Last update for Borculo: July 12, 2026
Cost Breakdown
🏠A central one-bedroom costs $2,362 in Amsterdam versus $1,418 in Borculo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 32% higher in Amsterdam, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $112 in Amsterdam versus $86.0 in Borculo. Monthly groceries follow the same trend: $360 vs $343 – making Borculo the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Amsterdam vs Borculo: Cost of Living - Frequently Asked Questions
Is Borculo cheaper than Amsterdam?
Yes – Amsterdam is pricier by about 36%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $5,214 per month in Amsterdam and $3,820 in Borculo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Borculo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 25% less in Borculo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $2,848 per month in Amsterdam and $2,000 in Borculo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $3,000 a realistic budget for living in Amsterdam or in Borculo?
A $3,000 monthly budget goes further in Borculo, where all-in costs run around $2,547, than in Amsterdam at $3,476. In Borculo it covers expenses comfortably, while in Amsterdam it requires careful planning or may not stretch far enough.
Is Amsterdam or Borculo more family-friendly?
Families tend to lean toward Borculo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Amsterdam or Borculo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Borculo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Amsterdam makes more sense. Both are solid long-term options with distinct trade-offs.