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Cost of Living Comparison Between Amherst, NY and Ubud, Bali Cost of Living Comparison Between Amherst, NY and Ubud, Bali

😐 Solo nomad: Amherst, NY is 150.7% more expensive than Ubud, Bali without rent, and 251.3% more expensive with rent.
😐 Family of 3: Amherst, NY is 76.3% more expensive than Ubud, Bali without rent, and 222.1% more expensive with rent.
Currency
🍽 Eating Out
Amherst, NY
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.12 $18.12
$2.85 Rp 47.5K
535.79%
Three-Course Dinner for Two, Mid-Range
$85.5 $85.5
$12.26 Rp 204.3K
597.72%
Fast Food Meal (McDonalds, etc)
$11.86 $11.86
$3.28 Rp 54.6K
261.59%
Cappuccino
$5.45 $5.45
$2.3 Rp 38.3K
136.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 $2.19
$1.11 Rp 18.5K
97.30%
Water (0.33 liter bottle)
$1.98 $1.98
$0.26 Rp 4,324
661.54%
Local Beer (0.5 liter draught)
$6.96 $6.96
$2.4 Rp 40K
190.00%
Imported Beer (0.33 liter bottle)
$7.45 $7.45
$3.15 Rp 52.5K
136.51%
🛒 Groceries & Markets
Amherst, NY
Ubud, Bali
Difference
Milk (1 liter)
$1.02 $1.02
$1.49 Rp 24.9K
-31.54%
White Bread (500g)
$3.97 $3.97
$1.65 Rp 27.5K
140.61%
Rice (white) (1kg)
$4.98 $4.98
$1.13 Rp 18.9K
340.71%
Eggs
$3.86 $3.86
$2.33 Rp 38.9K
65.67%
Local Cheese (1kg)
$12.63 $12.63
$13.7 Rp 228.3K
-7.81%
Chicken Fillets (1kg)
$8.33 $8.33
$3.97 Rp 66.2K
109.82%
Beef Round Steak (1kg)
$12.2 $12.2
$11.22 Rp 187K
8.73%
Apples (1kg)
$3.94 $3.94
$3.48 Rp 57.9K
13.22%
Banana (1kg)
$1.27 $1.27
$1.5 Rp 25K
-15.33%
Oranges (1kg)
$5.48 $5.48
$2.68 Rp 44.6K
104.48%
Tomato (1kg)
$5.05 $5.05
$1.35 Rp 22.5K
274.07%
Potato (1kg)
$2.55 $2.55
$1.57 Rp 26.2K
62.42%
Onion (1kg)
$3.48 $3.48
$2.1 Rp 34.9K
65.71%
Lettuce (1 head)
$2.39 $2.39
$1.03 Rp 17.1K
132.04%
Water (1.5 liter bottle)
$2.52 $2.52
$0.57 Rp 9,488
342.11%
Cigarettes 20 Pack (Marlboro, Camel)
$12.6 $12.6
$2.31 Rp 38.5K
445.45%
Wine (Bottle)
$15.25 $15.25
$15.21 Rp 253.5K
0.26%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.49 Rp 41.5K
-29.32%
Imported Beer (0.33 liter bottle)
$4.83 $4.83
$2.66 Rp 44.3K
81.58%
🚌 Getting Around
Amherst, NY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.96 $1.96
$0.29 Rp 4,911
575.86%
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$3.91 $3.91
$0.45 Rp 7,480
768.89%
Taxi (Normal Tariff) (1km)
$1.89 $1.89
$0.34 Rp 5,748
455.88%
Taxi 1hour Waiting (Normal Tariff)
$30.33 $30.33
$5.97 Rp 99.4K
408.04%
Gasoline (1 liter)
$0.94 $0.94
$0.75 Rp 12.4K
25.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K $28.7K
$25.8K Rp 430.2M
11.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.4K $24.4K
$31.7K Rp 528.9M
-23.28%
🧾 Monthly Utilities & Internet
Amherst, NY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$238 $238
$64.6 Rp 1.1M
269.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.57 $47.57
$4.14 Rp 69K
1049.03%
Internet (50+ Mbps, Unlimited Data)
$60.9 $60.9
$23.99 Rp 399.7K
153.77%
🎉 Sport & Entertainment
Amherst, NY
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.38 $42.38
$23.29 Rp 388.1K
81.97%
Tennis Court (1 Hour on Weekend)
$19.85 $19.85
$6.19 Rp 103.1K
220.68%
Cinema Ticket
$14.11 $14.11
$3.45 Rp 57.5K
308.99%
🧸 Childcare & Education
Amherst, NY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$913 $913
$91.9 Rp 1.5M
893.46%
International Primary School, 1 Child (Yearly)
$17.4K $17.4K
$5,912 Rp 98.5M
194.26%
👕👟 Clothing & Footwear
Amherst, NY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$45.6 $45.6
$51.5 Rp 857.6K
-11.40%
Summer Dress (H&M, Zara, etc)
$45.44 $45.44
$24.45 Rp 407.3K
85.85%
Sport Shoes (Adidas, Nike)
$95.4 $95.4
$84.4 Rp 1.4M
13.03%
Men's Leather Business Shoes
$116 $116
$74.3 Rp 1.2M
56.17%
🏠 Accommodation & Living
Amherst, NY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,632 $1,632
$261 Rp 4.4M
524.33%
1-bedroom Apartment, Outside City Center (Monthly)
$1,368 $1,368
$160 Rp 2.7M
757.36%
3-bedroom Apartment, City Center (Monthly)
$2,657 $2,657
$585 Rp 9.7M
354.22%
3-bedroom Apartment, Outside City Center (Monthly)
$2,242 $2,242
$328 Rp 5.5M
582.88%
Buy Apartment in City Center (m2)
$3,188 $3,188
$985 Rp 16.4M
223.59%
Buy Apartment Outside City Center (m2)
$4,275 $4,275
$847 Rp 14.1M
404.80%
💵 Salaries & Financials
Amherst, NY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
13.28
-51.66%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amherst, NY: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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