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Cost of Living Comparison Between Amherst, MA and Ubud, Bali Cost of Living Comparison Between Amherst, MA and Ubud, Bali

😐 Solo nomad: Amherst, MA is 166.8% more expensive than Ubud, Bali without rent, and 295.1% more expensive with rent.
😐 Family of 3: Amherst, MA is 111.6% more expensive than Ubud, Bali without rent, and 310.6% more expensive with rent.
Currency
🍽 Eating Out
Amherst, MA
Ubud, Bali
Difference
Meal at Budget Restaurant
$19.62 $19.62
$2.85 Rp 47.5K
588.42%
Three-Course Dinner for Two, Mid-Range
$69.4 $69.4
$12.26 Rp 204.3K
465.91%
Fast Food Meal (McDonalds, etc)
$9.38 $9.38
$3.28 Rp 54.6K
185.98%
Cappuccino
$5.32 $5.32
$2.3 Rp 38.3K
131.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.07 $3.07
$1.11 Rp 18.5K
176.58%
Water (0.33 liter bottle)
$2.44 $2.44
$0.26 Rp 4,324
838.46%
Local Beer (0.5 liter draught)
$7.84 $7.84
$2.4 Rp 40K
226.67%
Imported Beer (0.33 liter bottle)
$7.49 $7.49
$3.15 Rp 52.5K
137.78%
🛒 Groceries & Markets
Amherst, MA
Ubud, Bali
Difference
Milk (1 liter)
$1.32 $1.32
$1.49 Rp 24.9K
-11.41%
White Bread (500g)
$3.81 $3.81
$1.65 Rp 27.5K
130.91%
Rice (white) (1kg)
$2.06 $2.06
$1.13 Rp 18.9K
82.30%
Eggs
$4.69 $4.69
$2.33 Rp 38.9K
101.29%
Local Cheese (1kg)
$13.59 $13.59
$13.7 Rp 228.3K
-0.80%
Chicken Fillets (1kg)
$4.95 $4.95
$3.97 Rp 66.2K
24.69%
Beef Round Steak (1kg)
$18.49 $18.49
$11.22 Rp 187K
64.80%
Apples (1kg)
$5.38 $5.38
$3.48 Rp 57.9K
54.60%
Banana (1kg)
$1.51 $1.51
$1.5 Rp 25K
0.67%
Oranges (1kg)
$3.6 $3.6
$2.68 Rp 44.6K
34.33%
Tomato (1kg)
$5.09 $5.09
$1.35 Rp 22.5K
277.04%
Potato (1kg)
$1.02 $1.02
$1.57 Rp 26.2K
-35.03%
Onion (1kg)
$1.02 $1.02
$2.1 Rp 34.9K
-51.43%
Lettuce (1 head)
$2.48 $2.48
$1.03 Rp 17.1K
140.78%
Water (1.5 liter bottle)
$2.01 $2.01
$0.57 Rp 9,488
252.63%
Cigarettes 20 Pack (Marlboro, Camel)
$10.46 $10.46
$2.31 Rp 38.5K
352.81%
Wine (Bottle)
$14.98 $14.98
$15.21 Rp 253.5K
-1.51%
Local Beer (0.5 liter bottle)
$2.9 $2.9
$2.49 Rp 41.5K
16.47%
Imported Beer (0.33 liter bottle)
$3.6 $3.6
$2.66 Rp 44.3K
35.34%
🚌 Getting Around
Amherst, MA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.97 $1.97
$0.29 Rp 4,911
579.31%
Public Transport Monthly Pass (Regular Price)
$28.36 $28.36
$10.03 Rp 167.1K
182.75%
Taxi Start (Normal Tariff)
$2.64 $2.64
$0.45 Rp 7,480
486.67%
Taxi (Normal Tariff) (1km)
$1.36 $1.36
$0.34 Rp 5,748
300.00%
Taxi 1hour Waiting (Normal Tariff)
$27.64 $27.64
$5.97 Rp 99.4K
362.98%
Gasoline (1 liter)
$0.94 $0.94
$0.75 Rp 12.4K
25.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8K $29.8K
$25.8K Rp 430.2M
15.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$31.7K Rp 528.9M
-20.24%
🧾 Monthly Utilities & Internet
Amherst, MA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$198 $198
$64.6 Rp 1.1M
206.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.3 $58.3
$4.14 Rp 69K
1307.00%
Internet (50+ Mbps, Unlimited Data)
$78.7 $78.7
$23.99 Rp 399.7K
228.18%
🎉 Sport & Entertainment
Amherst, MA
Ubud, Bali
Difference
Gym Membership (Monthly)
$122 $122
$23.29 Rp 388.1K
424.26%
Tennis Court (1 Hour on Weekend)
$7.02 $7.02
$6.19 Rp 103.1K
13.41%
Cinema Ticket
$10.94 $10.94
$3.45 Rp 57.5K
217.10%
🧸 Childcare & Education
Amherst, MA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,776 $2,776
$91.9 Rp 1.5M
2921.20%
International Primary School, 1 Child (Yearly)
$27.8K $27.8K
$5,912 Rp 98.5M
370.47%
👕👟 Clothing & Footwear
Amherst, MA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$40.7 $40.7
$51.5 Rp 857.6K
-20.92%
Summer Dress (H&M, Zara, etc)
$44.98 $44.98
$24.45 Rp 407.3K
83.97%
Sport Shoes (Adidas, Nike)
$83.9 $83.9
$84.4 Rp 1.4M
-0.50%
Men's Leather Business Shoes
$144 $144
$74.3 Rp 1.2M
94.15%
🏠 Accommodation & Living
Amherst, MA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,801 $1,801
$261 Rp 4.4M
589.33%
1-bedroom Apartment, Outside City Center (Monthly)
$1,622 $1,622
$160 Rp 2.7M
916.91%
3-bedroom Apartment, City Center (Monthly)
$4,866 $4,866
$585 Rp 9.7M
731.76%
3-bedroom Apartment, Outside City Center (Monthly)
$3,481 $3,481
$328 Rp 5.5M
960.24%
Buy Apartment in City Center (m2)
$4,013 $4,013
$985 Rp 16.4M
307.34%
Buy Apartment Outside City Center (m2)
$4,027 $4,027
$847 Rp 14.1M
375.56%
💵 Salaries & Financials
Amherst, MA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,911 $4,911
$178 Rp 3M
2659.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.22
13.28
-53.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Amherst, MA: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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