Last update: Oct 2026

Cost of Living Comparison Between Alcoy and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,558 in Alcoy, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

76

Cost of Living Index in Alcoy
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Alcoy Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Alcoy

🇪🇸 Spain

$1,558

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Alcoy and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Alcoy and in Cebu actually costs, broken down by who's living it.

A single person spends $1,558 per month in Alcoy vs $918 in Cebu, rent included.

Alcoy $1,558
Cebu $918

A couple spends around $2,293 per month in Alcoy vs $1,409 in Cebu, rent included.

Alcoy $2,293
Cebu $1,409

A family of three spends $3,028 per month in Alcoy vs $1,900 in Cebu, rent included.

Alcoy $3,028
Cebu $1,900

Alcoy costs about 70% more than Cebu, and outside of rent the biggest gap is in eating out.

Alcoy sits 15% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.08 €8.97

$3.09 ₱194

226.21%

Three-Course Dinner for Two, Mid-Range

$56.3 €50.1

$24.22 ₱1,525

132.37%

Fast Food Meal (McDonalds, etc)

$13.03 €11.59

$3.92 ₱247

232.40%

Cappuccino

$1.83 €1.63

$2.51 ₱158

-27.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 €1.51

$1.59 ₱100

6.29%

Water (0.33 liter bottle)

$1.26 €1.12

$0.53 ₱33.43

137.74%

Local Beer (0.5 liter draught)

$3.34 €2.97

$1.78 ₱112

87.64%

Imported Beer (0.33 liter bottle)

$2.43 €2.16

$2.17 ₱137

11.98%

Milk (1 liter)

$1.03 €0.92

$1.92 ₱121

-46.35%

White Bread (500g)

$1.49 €1.32

$1.36 ₱85.4

9.56%

Rice (white) (1kg)

$1.36 €1.21

$1.01 ₱63.5

34.65%

Eggs

$3.37 €3.00

$2.03 ₱128

66.01%

Local Cheese (1kg)

$13.46 €11.97

$9.86 ₱621

36.51%

Chicken Fillets (1kg)

$8.34 €7.42

$4.39 ₱277

89.98%

Beef Round Steak (1kg)

$15.73 €13.99

$7.60 ₱479

106.97%

Apples (1kg)

$2.61 €2.32

$3.30 ₱208

-20.91%

Banana (1kg)

$2.08 €1.85

$1.39 ₱87.8

49.64%

Oranges (1kg)

$1.84 €1.64

$2.33 ₱147

-21.03%

Tomato (1kg)

$2.57 €2.29

$1.50 ₱94.3

71.33%

Potato (1kg)

$1.85 €1.64

$2.36 ₱149

-21.61%

Onion (1kg)

$2.03 €1.81

$1.90 ₱119

6.84%

Lettuce (1 head)

$1.33 €1.18

$1.19 ₱74.9

11.76%

Water (1.5 liter bottle)

$0.57 €0.51

$0.63 ₱39.71

-9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$6.24 €5.55

$3.00 ₱189

108.00%

Wine (Bottle)

$5.75 €5.11

$6.03 ₱379

-4.64%

Local Beer (0.5 liter bottle)

$1.23 €1.09

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$1.39 €1.24

$1.75 ₱110

-20.57%

One-way Ticket (Public Transport)

$1.65 €1.47

$0.25 ₱15.86

560.00%

Public Transport Monthly Pass (Regular Price)

$33.06 €29.41

$12.64 ₱796

161.55%

Taxi Start (Normal Tariff)

$4.11 €3.66

$0.77 ₱48.62

433.77%

Taxi (Normal Tariff) (1km)

$1.43 €1.27

$0.23 ₱14.53

521.74%

Taxi 1hour Waiting (Normal Tariff)

$22.58 €20.09

$4.46 ₱281

406.28%

Gasoline (1 liter)

$1.80 €1.60

$1.31 ₱82.8

37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K €31.4K

$21.2K ₱1.3M

66.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K €26.2K

$19.1K ₱1.2M

53.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €130

$120 ₱7,569

21.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.03 €16.04

$14.00 ₱882

28.79%

Internet (50+ Mbps, Unlimited Data)

$29.72 €26.44

$27.54 ₱1,734

7.92%

Gym Membership (Monthly)

$44.74 €39.80

$32.33 ₱2,035

38.39%

Tennis Court (1 Hour on Weekend)

$15.66 €13.93

$6.65 ₱419

135.49%

Cinema Ticket

$8.99 €8.00

$5.65 ₱356

59.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$473 €421

$275 ₱17.3K

71.86%

International Primary School, 1 Child (Yearly)

$8,402 €7,474

$7,918 ₱498.5K

6.11%

Jeans (Levis 501 Or Similar)

$84.5 €75.1

$49.33 ₱3,106

71.21%

Summer Dress (H&M, Zara, etc)

$36.40 €32.37

$25.24 ₱1,589

44.22%

Sport Shoes (Adidas, Nike)

$91.1 €81.0

$77.0 ₱4,846

18.31%

Men's Leather Business Shoes

$110 €97.9

$57.2 ₱3,601

92.33%

1-bedroom Apartment, City Center (Monthly)

$903 €804

$500 ₱31.5K

80.86%

1-bedroom Apartment, Outside City Center (Monthly)

$670 €596

$309 ₱19.4K

116.95%

3-bedroom Apartment, City Center (Monthly)

$1,332 €1,185

$1,078 ₱67.9K

23.59%

3-bedroom Apartment, Outside City Center (Monthly)

$998 €887

$615 ₱38.7K

62.16%

Buy Apartment in City Center (m2)

$3,340 €2,971

$2,886 ₱181.7K

15.71%

Buy Apartment Outside City Center (m2)

$2,198 €1,955

$1,917 ₱120.7K

14.66%

Average Monthly Net Salary (After Tax)

$1,883 €1,675

$346 ₱21.8K

444.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

7.2

-54.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Alcoy: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Alcoy

$670 43%

Cebu

$309 33.6% 53.9% $361

Groceries & Markets

Alcoy

$261 16.8%

Cebu

$206 22.4% 21.2% $56

Monthly Utilities & Internet

Alcoy

$193 12.4%

Cebu

$162 17.6% 16.4% $32

Eating Out

Alcoy

$175 11.2%

Cebu

$88 9.6% 49.6% $87

Clothing & Footwear

Alcoy

$145 9.3%

Cebu

$94 10.2% 35.2% $51

Sport & Entertainment

Alcoy

$63 4%

Cebu

$44 4.8% 30.5% $19

Getting Around

Alcoy

$51 3.3%

Cebu

$16 1.7% 69.4% $35

Cost Breakdown

A central one-bedroom costs $903 in Alcoy versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 444% higher in Alcoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Alcoy versus $24.00 in Cebu. Monthly groceries follow the same trend: $261 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇪🇸 Alcoy

🇵🇭 Cebu

🕒 Local time

21:02 9:02 PM

03:02 3:02 AM

6 h ahead of Alcoy

🌤 Weather

👥 Population

59,493

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Alcoy Cebu 12,100 km ≈ 16 h nonstop flight

From you

Alcoy
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Alcoy vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,558 in Alcoy, $918 in Cebu – roughly 70% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,338 per month in Alcoy and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 27% more in Alcoy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $56.0 in Alcoy and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Alcoy at $1,558. In Cebu it covers expenses comfortably, while in Alcoy it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $1,558 in Alcoy. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Alcoy makes more sense. Both are solid long-term options with distinct trade-offs.