Cost of Living Comparison Between Albany, NY and New York, NY Cost of Living Comparison Between Albany, NY and New York, NY

🙂 Solo nomad: Albany, NY is 29.2% cheaper than New York, NY without rent, and 39.5% cheaper with rent.

🙂 Family of 3: Albany, NY is 32.1% cheaper than New York, NY without rent, and 43% cheaper with rent.

Meal at Budget Restaurant

$19.04 $19.04

$29.68 $29.68

-35.85%

Three-Course Dinner for Two, Mid-Range

$79.2 $79.2

$144 $144

-45.07%

Fast Food Meal (McDonalds, etc)

$13.05 $13.05

$12.43 $12.43

4.99%

Cappuccino

$5.9 $5.9

$5.84 $5.84

1.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$3.26 $3.26

-13.19%

Water (0.33 liter bottle)

$1.96 $1.96

$2.58 $2.58

-24.03%

Local Beer (0.5 liter draught)

$5.15 $5.15

$8.24 $8.24

-37.50%

Imported Beer (0.33 liter bottle)

$5.9 $5.9

$11.86 $11.86

-50.25%

Milk (1 liter)

$1.04 $1.04

$1.56 $1.56

-33.33%

White Bread (500g)

$3.83 $3.83

$5.23 $5.23

-26.77%

Rice (white) (1kg)

$5.76 $5.76

$8.11 $8.11

-28.98%

Eggs

$5.25 $5.25

$7.25 $7.25

-27.59%

Local Cheese (1kg)

$14.32 $14.32

$17.08 $17.08

-16.16%

Chicken Fillets (1kg)

$14.18 $14.18

$16.24 $16.24

-12.68%

Beef Round Steak (1kg)

$17.36 $17.36

$20.02 $20.02

-13.29%

Apples (1kg)

$4.67 $4.67

$7.49 $7.49

-37.65%

Banana (1kg)

$1.42 $1.42

$2.55 $2.55

-44.31%

Oranges (1kg)

$4.71 $4.71

$5.82 $5.82

-19.07%

Tomato (1kg)

$4.76 $4.76

$6.52 $6.52

-26.99%

Potato (1kg)

$2.91 $2.91

$3.72 $3.72

-21.77%

Onion (1kg)

$3.55 $3.55

$3.9 $3.9

-8.97%

Lettuce (1 head)

$3.25 $3.25

$3.07 $3.07

5.86%

Water (1.5 liter bottle)

$1.78 $1.78

$2.57 $2.57

-30.74%

Cigarettes 20 Pack (Marlboro, Camel)

$14.55 $14.55

$19.21 $19.21

-24.26%

Wine (Bottle)

$13.13 $13.13

$17.79 $17.79

-26.19%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$3.01 $3.01

-27.57%

Imported Beer (0.33 liter bottle)

$4.09 $4.09

$3.72 $3.72

9.95%

One-way Ticket (Public Transport)

$1.53 $1.53

$2.92 $2.92

-47.60%

Public Transport Monthly Pass (Regular Price)

$65 $65

$134 $134

-51.46%

Taxi Start (Normal Tariff)

$4.86 $4.86

$5.13 $5.13

-5.26%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.15 $2.15

-33.95%

Taxi 1hour Waiting (Normal Tariff)

$27.03 $27.03

$41.57 $41.57

-34.98%

Gasoline (1 liter)

$0.94 $0.94

$0.95 $0.95

-1.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$35K $35K

-15.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$27.7K $27.7K

-8.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$179 $179

18.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.1 $59.1

$60 $60

-1.48%

Internet (50+ Mbps, Unlimited Data)

$78.9 $78.9

$63.8 $63.8

23.55%

Gym Membership (Monthly)

$31.7 $31.7

$141 $141

-77.47%

Tennis Court (1 Hour on Weekend)

$21.85 $21.85

$63.9 $63.9

-65.81%

Cinema Ticket

$15.01 $15.01

$19.9 $19.9

-24.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,419 $1,419

$3,206 $3,206

-55.75%

International Primary School, 1 Child (Yearly)

$28.5K $28.5K

$56.5K $56.5K

-49.50%

Jeans (Levis 501 Or Similar)

$51.4 $51.4

$65.7 $65.7

-21.85%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$48.75 $48.75

-6.34%

Sport Shoes (Adidas, Nike)

$84.3 $84.3

$111 $111

-24.19%

Men's Leather Business Shoes

$103 $103

$172 $172

-39.72%

1-bedroom Apartment, City Center (Monthly)

$1,436 $1,436

$4,165 $4,165

-65.52%

1-bedroom Apartment, Outside City Center (Monthly)

$1,303 $1,303

$2,653 $2,653

-50.91%

3-bedroom Apartment, City Center (Monthly)

$2,856 $2,856

$8,412 $8,412

-66.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,555 $2,555

$5,277 $5,277

-51.58%

Buy Apartment in City Center (m2)

$3,512 $3,512

$15.6K $15.6K

-77.52%

Buy Apartment Outside City Center (m2)

$3,006 $3,006

$11.2K $11.2K

-73.06%

Average Monthly Net Salary (After Tax)

$3,766 $3,766

$5,616 $5,616

-32.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.44

0.16%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, NY: October 29, 2025

Last update for New York, NY: October 28, 2025

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