Cost of Living Comparison Between Albany, NY and Hartford, CT Cost of Living Comparison Between Albany, NY and Hartford, CT

🙂 Solo nomad: Albany, NY is 7.5% cheaper than Hartford, CT without rent, and 5.2% more expensive with rent.

🙂 Family of 3: Albany, NY is 5.8% cheaper than Hartford, CT without rent, and 7% more expensive with rent.

Meal at Budget Restaurant

$19.04 $19.04

$25.47 $25.47

-25.25%

Three-Course Dinner for Two, Mid-Range

$79.2 $79.2

$101 $101

-21.85%

Fast Food Meal (McDonalds, etc)

$13.05 $13.05

$12.12 $12.12

7.67%

Cappuccino

$5.9 $5.9

$4.2 $4.2

40.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$2.68 $2.68

5.60%

Water (0.33 liter bottle)

$1.96 $1.96

$2.04 $2.04

-3.92%

Local Beer (0.5 liter draught)

$5.15 $5.15

$6.63 $6.63

-22.32%

Imported Beer (0.33 liter bottle)

$5.9 $5.9

$8.07 $8.07

-26.89%

Milk (1 liter)

$1.04 $1.04

$1.23 $1.23

-15.45%

White Bread (500g)

$3.83 $3.83

$4.34 $4.34

-11.75%

Rice (white) (1kg)

$5.76 $5.76

$5.21 $5.21

10.56%

Eggs

$5.25 $5.25

$4.61 $4.61

13.88%

Local Cheese (1kg)

$14.32 $14.32

$17.69 $17.69

-19.05%

Chicken Fillets (1kg)

$14.18 $14.18

$12.88 $12.88

10.09%

Beef Round Steak (1kg)

$17.36 $17.36

$14.45 $14.45

20.14%

Apples (1kg)

$4.67 $4.67

$6.96 $6.96

-32.90%

Banana (1kg)

$1.42 $1.42

$1.86 $1.86

-23.66%

Oranges (1kg)

$4.71 $4.71

$5.75 $5.75

-18.09%

Tomato (1kg)

$4.76 $4.76

$5.93 $5.93

-19.73%

Potato (1kg)

$2.91 $2.91

$3.24 $3.24

-10.19%

Onion (1kg)

$3.55 $3.55

$3.51 $3.51

1.14%

Lettuce (1 head)

$3.25 $3.25

$2.45 $2.45

32.65%

Water (1.5 liter bottle)

$1.78 $1.78

$2.2 $2.2

-19.09%

Cigarettes 20 Pack (Marlboro, Camel)

$14.55 $14.55

$14.26 $14.26

2.03%

Wine (Bottle)

$13.13 $13.13

$14.91 $14.91

-11.94%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$1.76 $1.76

23.86%

Imported Beer (0.33 liter bottle)

$4.09 $4.09

$2.47 $2.47

65.59%

One-way Ticket (Public Transport)

$1.53 $1.53

$1.23 $1.23

24.39%

Public Transport Monthly Pass (Regular Price)

$65 $65

Taxi Start (Normal Tariff)

$4.86 $4.86

$5.1 $5.1

-4.71%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$2.03 $2.03

-30.05%

Taxi 1hour Waiting (Normal Tariff)

$27.03 $27.03

$42.42 $42.42

-36.28%

Gasoline (1 liter)

$0.94 $0.94

$0.85 $0.85

10.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$28.3K $28.3K

4.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$25.5K $25.5K

-0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$212 $212

$181 $181

16.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.1 $59.1

$52.3 $52.3

12.96%

Internet (50+ Mbps, Unlimited Data)

$78.9 $78.9

$62.8 $62.8

25.61%

Gym Membership (Monthly)

$31.7 $31.7

$49.37 $49.37

-35.79%

Tennis Court (1 Hour on Weekend)

$21.85 $21.85

$30.28 $30.28

-27.84%

Cinema Ticket

$15.01 $15.01

$12.86 $12.86

16.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,419 $1,419

$1,285 $1,285

10.42%

International Primary School, 1 Child (Yearly)

$28.5K $28.5K

$33.3K $33.3K

-14.26%

Jeans (Levis 501 Or Similar)

$51.4 $51.4

$61.8 $61.8

-16.88%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$38.28 $38.28

19.28%

Sport Shoes (Adidas, Nike)

$84.3 $84.3

$55.3 $55.3

52.50%

Men's Leather Business Shoes

$103 $103

$148 $148

-29.90%

1-bedroom Apartment, City Center (Monthly)

$1,436 $1,436

$2,073 $2,073

-30.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,303 $1,303

$1,206 $1,206

8.01%

3-bedroom Apartment, City Center (Monthly)

$2,856 $2,856

$3,319 $3,319

-13.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,555 $2,555

$2,038 $2,038

25.37%

Buy Apartment in City Center (m2)

$3,512 $3,512

$2,714 $2,714

29.39%

Buy Apartment Outside City Center (m2)

$3,006 $3,006

$2,232 $2,232

34.70%

Average Monthly Net Salary (After Tax)

$3,766 $3,766

$3,051 $3,051

23.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.38

1.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, NY: October 29, 2025

Last update for Hartford, CT: October 28, 2025

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