Cost of Living Comparison Between Albany, NY and Austin, TX Cost of Living Comparison Between Albany, NY and Austin, TX

😐 Solo nomad: Albany, NY is 5.7% more expensive than Austin, TX without rent, and 0.1% cheaper with rent.
😐 Family of 3: Albany, NY is 2.8% more expensive than Austin, TX without rent, and 2.5% more expensive with rent.
Currency
🍽 Eating Out
Albany, NY
Austin, TX
Difference
Meal at Budget Restaurant
$19.04 $19.04
$19.64 $19.64
-3.05%
Three-Course Dinner for Two, Mid-Range
$79.2 $79.2
$76.2 $76.2
3.88%
Fast Food Meal (McDonalds, etc)
$13.05 $13.05
$9.95 $9.95
31.16%
Cappuccino
$5.9 $5.9
$5.61 $5.61
5.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.83 $2.83
$2.64 $2.64
7.20%
Water (0.33 liter bottle)
$1.96 $1.96
$2.19 $2.19
-10.50%
Local Beer (0.5 liter draught)
$5.15 $5.15
$5.84 $5.84
-11.82%
Imported Beer (0.33 liter bottle)
$5.9 $5.9
$7.92 $7.92
-25.51%
🛒 Groceries & Markets
Albany, NY
Austin, TX
Difference
Milk (1 liter)
$1.04 $1.04
$1.13 $1.13
-7.96%
White Bread (500g)
$3.83 $3.83
$3.3 $3.3
16.06%
Rice (white) (1kg)
$5.76 $5.76
$3.5 $3.5
64.57%
Eggs
$5.25 $5.25
$4.4 $4.4
19.32%
Local Cheese (1kg)
$14.32 $14.32
$12 $12
19.33%
Chicken Fillets (1kg)
$14.18 $14.18
$10.68 $10.68
32.77%
Beef Round Steak (1kg)
$17.36 $17.36
$14.73 $14.73
17.85%
Apples (1kg)
$4.67 $4.67
$4.88 $4.88
-4.30%
Banana (1kg)
$1.42 $1.42
$1.52 $1.52
-6.58%
Oranges (1kg)
$4.71 $4.71
$4.53 $4.53
3.97%
Tomato (1kg)
$4.76 $4.76
$3.92 $3.92
21.43%
Potato (1kg)
$2.91 $2.91
$2.72 $2.72
6.99%
Onion (1kg)
$3.55 $3.55
$2.76 $2.76
28.62%
Lettuce (1 head)
$3.25 $3.25
$2.01 $2.01
61.69%
Water (1.5 liter bottle)
$1.78 $1.78
$2.18 $2.18
-18.35%
Cigarettes 20 Pack (Marlboro, Camel)
$14.55 $14.55
$8.86 $8.86
64.22%
Wine (Bottle)
$13.13 $13.13
$14.96 $14.96
-12.23%
Local Beer (0.5 liter bottle)
$2.18 $2.18
$2.34 $2.34
-6.84%
Imported Beer (0.33 liter bottle)
$4.09 $4.09
$3.44 $3.44
18.90%
🚌 Getting Around
Albany, NY
Austin, TX
Difference
One-way Ticket (Public Transport)
$1.53 $1.53
$1.48 $1.48
3.38%
Public Transport Monthly Pass (Regular Price)
$65 $65
$42.82 $42.82
51.89%
Taxi Start (Normal Tariff)
$4.86 $4.86
$4.3 $4.3
13.02%
Taxi (Normal Tariff) (1km)
$1.42 $1.42
$1.82 $1.82
-21.98%
Taxi 1hour Waiting (Normal Tariff)
$27.03 $27.03
$34.63 $34.63
-21.95%
Gasoline (1 liter)
$0.94 $0.94
$0.73 $0.73
28.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.4K $29.4K
$25.5K $25.5K
15.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.3K $25.3K
$26.3K $26.3K
-3.92%
🧾 Monthly Utilities & Internet
Albany, NY
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 $212
$177 $177
19.88%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$59.1 $59.1
$58.9 $58.9
0.25%
Internet (50+ Mbps, Unlimited Data)
$78.9 $78.9
$64.8 $64.8
21.62%
🎉 Sport & Entertainment
Albany, NY
Austin, TX
Difference
Gym Membership (Monthly)
$31.7 $31.7
$62.6 $62.6
-49.35%
Tennis Court (1 Hour on Weekend)
$21.85 $21.85
$10.17 $10.17
114.85%
Cinema Ticket
$15.01 $15.01
$14.72 $14.72
1.97%
🧸 Childcare & Education
Albany, NY
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,419 $1,419
$1,378 $1,378
2.92%
International Primary School, 1 Child (Yearly)
$28.5K $28.5K
$22.4K $22.4K
27.39%
👕👟 Clothing & Footwear
Albany, NY
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$51.4 $51.4
$56.3 $56.3
-8.78%
Summer Dress (H&M, Zara, etc)
$45.66 $45.66
$46.46 $46.46
-1.72%
Sport Shoes (Adidas, Nike)
$84.3 $84.3
$86.7 $86.7
-2.76%
Men's Leather Business Shoes
$103 $103
$119 $119
-12.99%
🏠 Accommodation & Living
Albany, NY
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,436 $1,436
$2,188 $2,188
-34.36%
1-bedroom Apartment, Outside City Center (Monthly)
$1,303 $1,303
$1,395 $1,395
-6.64%
3-bedroom Apartment, City Center (Monthly)
$2,856 $2,856
$3,896 $3,896
-26.69%
3-bedroom Apartment, Outside City Center (Monthly)
$2,555 $2,555
$2,689 $2,689
-4.99%
Buy Apartment in City Center (m2)
$3,512 $3,512
$4,414 $4,414
-20.43%
Buy Apartment Outside City Center (m2)
$3,006 $3,006
$3,161 $3,161
-4.90%
💵 Salaries & Financials
Albany, NY
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$3,766 $3,766
$4,871 $4,871
-22.68%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.45
-

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Albany, NY: October 29, 2025

Last update for Austin, TX: October 28, 2025

Similar cities

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.