Last update: Oct 2026

Cost of Living Comparison Between Akranes and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,713 in Akranes, rent and utilities included – about $28,400 less a year. Rent and utilities account for about half of the difference.

179

Cost of Living Index in Akranes
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Akranes Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Akranes

🇮🇸 Iceland

$3,713

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Akranes and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Akranes and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,713 in Akranes versus $1,349 in Ubud, Bali.

Akranes $3,713
Ubud, Bali $1,349

Estimated couple costs with rent: $5,859 in Akranes versus $2,305 in Ubud, Bali.

Akranes $5,859
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $8,006 in Akranes versus $3,261 in Ubud, Bali.

Akranes $8,006
Ubud, Bali $3,261

Living in Akranes is roughly 175% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$31.70 ISK 3,848

$3.32 Rp 60.3K

854.82%

Three-Course Dinner for Two, Mid-Range

$123 ISK 15.0K

$35.64 Rp 646.5K

246.07%

Fast Food Meal (McDonalds, etc)

$26.72 ISK 3,243

$5.53 Rp 100.4K

383.18%

Cappuccino

$6.01 ISK 730

$2.72 Rp 49.3K

120.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 ISK 388

$1.70 Rp 30.9K

87.65%

Water (0.33 liter bottle)

$2.51 ISK 304

$0.76 Rp 13.8K

230.26%

Local Beer (0.5 liter draught)

$10.69 ISK 1,298

$2.65 Rp 48.1K

303.40%

Imported Beer (0.33 liter bottle)

$8.10 ISK 984

$4.38 Rp 79.5K

84.93%

Milk (1 liter)

$2.10 ISK 255

$1.49 Rp 27.0K

40.94%

White Bread (500g)

$2.04 ISK 248

$2.28 Rp 41.3K

-10.53%

Rice (white) (1kg)

$3.71 ISK 451

$1.19 Rp 21.6K

211.76%

Eggs

$6.26 ISK 760

$2.04 Rp 36.9K

206.86%

Local Cheese (1kg)

$20.35 ISK 2,470

$17.70 Rp 321.1K

14.97%

Chicken Fillets (1kg)

$24.72 ISK 3,001

$3.96 Rp 71.9K

524.24%

Beef Round Steak (1kg)

$42.16 ISK 5,119

$12.19 Rp 221.1K

245.86%

Apples (1kg)

$3.30 ISK 400

$3.66 Rp 66.3K

-9.84%

Banana (1kg)

$2.72 ISK 330

$1.52 Rp 27.5K

78.95%

Oranges (1kg)

$3.23 ISK 392

$2.23 Rp 40.4K

44.84%

Tomato (1kg)

$4.89 ISK 593

$1.97 Rp 35.8K

148.22%

Potato (1kg)

$3.82 ISK 463

$1.85 Rp 33.5K

106.49%

Onion (1kg)

$1.71 ISK 207

$2.42 Rp 44.0K

-29.34%

Lettuce (1 head)

$3.65 ISK 443

$0.99 Rp 18.0K

268.69%

Water (1.5 liter bottle)

$1.81 ISK 220

$0.51 Rp 9,313

254.90%

Cigarettes 20 Pack (Marlboro, Camel)

$13.90 ISK 1,687

$2.22 Rp 40.3K

526.13%

Wine (Bottle)

$23.57 ISK 2,862

$22.24 Rp 403.4K

5.98%

Local Beer (0.5 liter bottle)

$2.88 ISK 350

$2.26 Rp 41.0K

27.43%

Imported Beer (0.33 liter bottle)

$2.07 ISK 251

$2.97 Rp 53.9K

-30.30%

One-way Ticket (Public Transport)

$3.61 ISK 439

$0.25 Rp 4,553

1344.00%

Public Transport Monthly Pass (Regular Price)

$72.3 ISK 8,778

$7.82 Rp 141.9K

824.55%

Taxi Start (Normal Tariff)

$6.55 ISK 795

$0.44 Rp 7,972

1388.64%

Taxi (Normal Tariff) (1km)

$1.25 ISK 152

$0.43 Rp 7,801

190.70%

Taxi 1hour Waiting (Normal Tariff)

$81.9 ISK 9,944

$5.41 Rp 98.1K

1414.05%

Gasoline (1 liter)

$2.08 ISK 252

$0.82 Rp 15.0K

153.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$67.8K ISK 8.2M

$23.8K Rp 432.4M

184.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$54.6K ISK 6.6M

$31.7K Rp 575.9M

71.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.4 ISK 11.7K

$79.1 Rp 1.4M

21.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.29 ISK 4,041

$6.45 Rp 116.9K

416.12%

Internet (50+ Mbps, Unlimited Data)

$85.0 ISK 10.3K

$18.58 Rp 337.0K

357.70%

Gym Membership (Monthly)

$104 ISK 12.6K

$49.48 Rp 897.5K

110.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$19.29 ISK 2,342

$4.27 Rp 77.5K

351.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,205 ISK 146.3K

$491 Rp 8.9M

145.70%

International Primary School, 1 Child (Yearly)

$26.1K ISK 3.2M

$5,674 Rp 102.9M

359.27%

Jeans (Levis 501 Or Similar)

$150 ISK 18.2K

$44.64 Rp 809.7K

235.24%

Summer Dress (H&M, Zara, etc)

$67.1 ISK 8,147

$34.95 Rp 634.0K

92.02%

Sport Shoes (Adidas, Nike)

$179 ISK 21.7K

$79.9 Rp 1.4M

124.17%

Men's Leather Business Shoes

$246 ISK 29.8K

$79.4 Rp 1.4M

209.49%

1-bedroom Apartment, City Center (Monthly)

$3,064 ISK 372.0K

$1,125 Rp 20.4M

172.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,889 ISK 229.3K

$671 Rp 12.2M

181.33%

3-bedroom Apartment, City Center (Monthly)

$5,013 ISK 608.6K

$3,565 Rp 64.7M

40.63%

3-bedroom Apartment, Outside City Center (Monthly)

$3,654 ISK 443.6K

$1,723 Rp 31.3M

112.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$5,704 ISK 692.5K

$164 Rp 3.0M

3381.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.81

13.78

-36.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Akranes: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Akranes

$1.9K 50.9%

Ubud, Bali

$672 49.8% 64.5% $1.2K

Groceries & Markets

Akranes

$579 15.6%

Ubud, Bali

$288 21.4% 50.2% $291

Eating Out

Akranes

$498 13.4%

Ubud, Bali

$108 8% 78.4% $391

Clothing & Footwear

Akranes

$289 7.8%

Ubud, Bali

$108 8% 62.8% $181

Monthly Utilities & Internet

Akranes

$215 5.8%

Ubud, Bali

$104 7.7% 51.5% $111

Sport & Entertainment

Akranes

$143 3.9%

Ubud, Bali

$58 4.3% 59.4% $85

Getting Around

Akranes

$100 2.7%

Ubud, Bali

$11 0.9% 88.5% $88

Cost Breakdown

A one-bedroom apartment in the center runs $3,064 in Akranes and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Akranes pays about 35 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $123 in Akranes vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $579 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇸 Akranes

🇮🇩 Ubud, Bali

🕒 Local time

04:12 4:12 AM

12:12 12:12 PM

8 h ahead of Akranes

🌤 Weather

👥 Population

7,800

74,800

💱 Currency

Icelandic Króna ISK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 ISK = 8.24 USD

1,000 ISK = 7.38 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of November 2, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.38 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to ISK in detail →

On the map

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Highest

Between locations

Akranes Ubud, Bali 12,970 km ≈ 17 h nonstop flight

From you

Akranes
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Akranes vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 64% lower than in Akranes. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Akranes is about 35 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $3,064 in Akranes versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $3,713 per month in Akranes versus $1,349 in Ubud, Bali – Ubud, Bali is about 64% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Akranes. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Akranes and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 64% less than in Akranes. Beyond cost, consider language, visa policies, and how big the international community is in each city.