Last update: Oct 2026

Cost of Living Comparison Between Ajaccio and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,869 in Ajaccio, rent and utilities included – about $11,400 less a year. Other living expenses account for most of the difference.

Ajaccio
🇫🇷 France
$1,869
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Ajaccio and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ajaccio and in Cebu actually costs, broken down by who's living it.

A single person spends $1,869 per month in Ajaccio vs $918 in Cebu, rent included.

  • Ajaccio $1,869
  • Cebu $918

A couple spends around $2,880 per month in Ajaccio vs $1,409 in Cebu, rent included.

  • Ajaccio $2,880
  • Cebu $1,409

A family of three spends $3,890 per month in Ajaccio vs $1,900 in Cebu, rent included.

  • Ajaccio $3,890
  • Cebu $1,900

Ajaccio costs about 104% more than Cebu, and outside of rent the biggest gap is in eating out.

Ajaccio sits 38% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ajaccio
Cebu
Difference
Meal at Budget Restaurant
$16.89 €15.03
$3.09 ₱194
446.60%
Three-Course Dinner for Two, Mid-Range
$67.1 €59.7
$24.22 ₱1,525
177.17%
Fast Food Meal (McDonalds, etc)
$14.20 €12.63
$3.92 ₱247
262.24%
Cappuccino
$3.62 €3.22
$2.51 ₱158
44.22%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.09 €2.75
$1.59 ₱100
94.34%
Water (0.33 liter bottle)
$1.88 €1.67
$0.53 ₱33.43
254.72%
Local Beer (0.5 liter draught)
$7.28 €6.48
$1.78 ₱112
308.99%
Imported Beer (0.33 liter bottle)
$5.66 €5.04
$2.17 ₱137
160.83%
🛒 Groceries & Markets
Ajaccio
Cebu
Difference
Milk (1 liter)
$1.92 €1.70
$1.92 ₱121
-
White Bread (500g)
$1.83 €1.62
$1.36 ₱85.4
34.56%
Rice (white) (1kg)
$2.49 €2.21
$1.01 ₱63.5
146.53%
Eggs
$4.15 €3.69
$2.03 ₱128
104.43%
Local Cheese (1kg)
$19.03 €16.93
$9.86 ₱621
93.00%
Chicken Fillets (1kg)
$12.56 €11.17
$4.39 ₱277
186.10%
Beef Round Steak (1kg)
$21.78 €19.37
$7.60 ₱479
186.58%
Apples (1kg)
$3.00 €2.67
$3.30 ₱208
-9.09%
Banana (1kg)
$2.84 €2.52
$1.39 ₱87.8
104.32%
Oranges (1kg)
$2.87 €2.56
$2.33 ₱147
23.18%
Tomato (1kg)
$3.15 €2.80
$1.50 ₱94.3
110.00%
Potato (1kg)
$1.86 €1.66
$2.36 ₱149
-21.19%
Onion (1kg)
$2.28 €2.03
$1.90 ₱119
20.00%
Lettuce (1 head)
$1.40 €1.24
$1.19 ₱74.9
17.65%
Water (1.5 liter bottle)
$0.74 €0.65
$0.63 ₱39.71
17.46%
Cigarettes 20 Pack (Marlboro, Camel)
$12.93 €11.50
$3.00 ₱189
331.00%
Wine (Bottle)
$7.79 €6.93
$6.03 ₱379
29.19%
Local Beer (0.5 liter bottle)
$2.99 €2.66
$1.23 ₱77.7
143.09%
Imported Beer (0.33 liter bottle)
$3.45 €3.07
$1.75 ₱110
97.14%
🚌 Getting Around
Ajaccio
Cebu
Difference
One-way Ticket (Public Transport)
$2.08 €1.85
$0.25 ₱15.86
732.00%
Public Transport Monthly Pass (Regular Price)
$48.49 €43.13
$12.64 ₱796
283.62%
Taxi Start (Normal Tariff)
$5.49 €4.88
$0.77 ₱48.62
612.99%
Taxi (Normal Tariff) (1km)
$2.04 €1.82
$0.23 ₱14.53
786.96%
Taxi 1hour Waiting (Normal Tariff)
$37.61 €33.45
$4.46 ₱281
743.27%
Gasoline (1 liter)
$2.07 €1.84
$1.31 ₱82.8
58.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K €28.4K
$21.2K ₱1.3M
50.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1K €26.8K
$19.1K ₱1.2M
57.13%
🧾 Monthly Utilities & Internet
Ajaccio
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$205 €182
$120 ₱7,569
70.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$15.82 €14.07
$14.00 ₱882
13.00%
Internet (50+ Mbps, Unlimited Data)
$31.77 €28.26
$27.54 ₱1,734
15.36%
🎉 Sport & Entertainment
Ajaccio
Cebu
Difference
Gym Membership (Monthly)
$36.16 €32.16
$32.33 ₱2,035
11.85%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$13.51 €12.02
$5.65 ₱356
139.12%
🧸 Childcare & Education
Ajaccio
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$834 €742
$275 ₱17.3K
203.04%
International Primary School, 1 Child (Yearly)
$9,243 €8,221
$7,918 ₱498.5K
16.73%
👕👟 Clothing & Footwear
Ajaccio
Cebu
Difference
Jeans (Levis 501 Or Similar)
$138 €123
$49.33 ₱3,106
179.49%
Summer Dress (H&M, Zara, etc)
$41.55 €36.95
$25.24 ₱1,589
64.62%
Sport Shoes (Adidas, Nike)
$143 €128
$77.0 ₱4,846
86.28%
Men's Leather Business Shoes
$115 €102
$57.2 ₱3,601
101.03%
🏠 Accommodation & Living
Ajaccio
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$711 €633
$500 ₱31.5K
42.41%
1-bedroom Apartment, Outside City Center (Monthly)
$624 €555
$309 ₱19.4K
102.11%
3-bedroom Apartment, City Center (Monthly)
$1,152 €1,024
$1,078 ₱67.9K
6.85%
3-bedroom Apartment, Outside City Center (Monthly)
$1,126 €1,002
$615 ₱38.7K
83.02%
Buy Apartment in City Center (m2)
$3,978 €3,538
$2,886 ₱181.7K
37.83%
Buy Apartment Outside City Center (m2)
$2,957 €2,630
$1,917 ₱120.7K
54.26%
💵 Salaries & Financials
Ajaccio
Cebu
Difference
Average Monthly Net Salary (After Tax)
$3,155 €2,806
$346 ₱21.8K
812.00%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.79
7.2
-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ajaccio: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ajaccio
$624
Cebu
$309 50.5% $315
Groceries & Markets
Ajaccio
$370
Cebu
$206 44.4% $165
Eating Out
Ajaccio
$289
Cebu
$88 69.4% $201
Monthly Utilities & Internet
Ajaccio
$253
Cebu
$162 36% $91
Clothing & Footwear
Ajaccio
$197
Cebu
$94 52.3% $103
Getting Around
Ajaccio
$73
Cebu
$16 78.5% $57
Sport & Entertainment
Ajaccio
$63
Cebu
$44 31% $20

Cost Breakdown

A central one-bedroom costs $711 in Ajaccio versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 812% higher in Ajaccio, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $67.0 in Ajaccio versus $24.00 in Cebu. Monthly groceries follow the same trend: $370 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know
🇫🇷 Ajaccio
🇵🇭 Cebu
🕒 Local time
18:23 6:23 PM
00:23 12:23 AM
6 h ahead of Ajaccio
🌤 Weather
👥 Population
73,822
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Ajaccio Cebu 11,240 km ≈ 15 h nonstop flight
From you
  • Ajaccio
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ajaccio vs Cebu: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ajaccio or Cebu?
Ajaccio costs about 104% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ajaccio and in Cebu?
For a comfortable life, plan on about $2,803 per month in Ajaccio and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ajaccio or Cebu?
Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How expensive is transport in Ajaccio compared to Cebu?
Public transport costs about 284% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.
How do childcare costs compare in Ajaccio and in Cebu?
Kindergarten costs $834 per month in Ajaccio and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,500/month in Ajaccio or in Cebu?
A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Ajaccio at $1,869. In Cebu it covers expenses comfortably, while in Ajaccio it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ajaccio or Cebu?
For digital nomads, it depends on budget. Cebu costs $918 versus $1,869 in Ajaccio. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ajaccio compared to Cebu?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ajaccio or to Cebu?
If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ajaccio makes more sense. Both are solid long-term options with distinct trade-offs.

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