Last update: Oct 2026

Cost of Living Comparison Between Agios Nikolaos and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,359 in Agios Nikolaos, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Agios Nikolaos
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Agios Nikolaos Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Agios Nikolaos

🇬🇷 Greece

$1,359

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Agios Nikolaos and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Agios Nikolaos and in Cebu actually costs, broken down by who's living it.

A single person spends $1,359 per month in Agios Nikolaos vs $918 in Cebu, rent included.

Agios Nikolaos $1,359
Cebu $918

A couple spends around $2,105 per month in Agios Nikolaos vs $1,409 in Cebu, rent included.

Agios Nikolaos $2,105
Cebu $1,409

A family of three spends $2,852 per month in Agios Nikolaos vs $1,900 in Cebu, rent included.

Agios Nikolaos $2,852
Cebu $1,900

Agios Nikolaos costs about 48% more than Cebu, and outside of rent the biggest gap is in eating out.

Agios Nikolaos sits 1% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.31 €10.06

$3.09 ₱194

266.02%

Three-Course Dinner for Two, Mid-Range

$43.82 €38.98

$24.22 ₱1,525

80.92%

Fast Food Meal (McDonalds, etc)

$8.01 €7.13

$3.92 ₱247

104.34%

Cappuccino

$3.86 €3.44

$2.51 ₱158

53.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 €1.77

$1.59 ₱100

25.16%

Water (0.33 liter bottle)

$0.74 €0.66

$0.53 ₱33.43

39.62%

Local Beer (0.5 liter draught)

$4.59 €4.08

$1.78 ₱112

157.87%

Imported Beer (0.33 liter bottle)

$4.83 €4.29

$2.17 ₱137

122.58%

Milk (1 liter)

$1.81 €1.61

$1.92 ₱121

-5.73%

White Bread (500g)

$1.39 €1.23

$1.36 ₱85.4

2.21%

Rice (white) (1kg)

$3.30 €2.93

$1.01 ₱63.5

226.73%

Eggs

$4.57 €4.06

$2.03 ₱128

125.12%

Local Cheese (1kg)

$17.27 €15.36

$9.86 ₱621

75.15%

Chicken Fillets (1kg)

$9.51 €8.46

$4.39 ₱277

116.63%

Beef Round Steak (1kg)

$14.65 €13.03

$7.60 ₱479

92.76%

Apples (1kg)

$2.20 €1.95

$3.30 ₱208

-33.33%

Banana (1kg)

$2.20 €1.96

$1.39 ₱87.8

58.27%

Oranges (1kg)

$1.26 €1.12

$2.33 ₱147

-45.92%

Tomato (1kg)

$1.79 €1.60

$1.50 ₱94.3

19.33%

Potato (1kg)

$1.35 €1.20

$2.36 ₱149

-42.80%

Onion (1kg)

$1.05 €0.93

$1.90 ₱119

-44.74%

Lettuce (1 head)

$1.14 €1.01

$1.19 ₱74.9

-4.20%

Water (1.5 liter bottle)

$0.87 €0.77

$0.63 ₱39.71

38.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.65 €5.03

$3.00 ₱189

88.33%

Wine (Bottle)

$9.19 €8.18

$6.03 ₱379

52.40%

Local Beer (0.5 liter bottle)

$2.47 €2.20

$1.23 ₱77.7

100.81%

Imported Beer (0.33 liter bottle)

$2.64 €2.35

$1.75 ₱110

50.86%

One-way Ticket (Public Transport)

$1.47 €1.30

$0.25 ₱15.86

488.00%

Public Transport Monthly Pass (Regular Price)

$45.30 €40.29

$12.64 ₱796

258.39%

Taxi Start (Normal Tariff)

$3.99 €3.55

$0.77 ₱48.62

418.18%

Taxi (Normal Tariff) (1km)

$2.27 €2.02

$0.23 ₱14.53

886.96%

Taxi 1hour Waiting (Normal Tariff)

$16.78 €14.92

$4.46 ₱281

276.23%

Gasoline (1 liter)

$2.08 €1.85

$1.31 ₱82.8

58.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K €29.7K

$21.2K ₱1.3M

56.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K €22.1K

$19.1K ₱1.2M

29.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 €134

$120 ₱7,569

25.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.70 €19.30

$14.00 ₱882

55.00%

Internet (50+ Mbps, Unlimited Data)

$32.76 €29.14

$27.54 ₱1,734

18.95%

Gym Membership (Monthly)

$48.88 €43.48

$32.33 ₱2,035

51.19%

Tennis Court (1 Hour on Weekend)

$25.70 €22.86

$6.65 ₱419

286.47%

Cinema Ticket

$8.76 €7.80

$5.65 ₱356

55.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$482 €429

$275 ₱17.3K

75.24%

International Primary School, 1 Child (Yearly)

$6,802 €6,051

$7,918 ₱498.5K

-14.09%

Jeans (Levis 501 Or Similar)

$75.6 €67.2

$49.33 ₱3,106

53.15%

Summer Dress (H&M, Zara, etc)

$30.05 €26.73

$25.24 ₱1,589

19.06%

Sport Shoes (Adidas, Nike)

$104 €92.7

$77.0 ₱4,846

35.41%

Men's Leather Business Shoes

$130 €115

$57.2 ₱3,601

126.89%

1-bedroom Apartment, City Center (Monthly)

$451 €401

$500 ₱31.5K

-9.70%

1-bedroom Apartment, Outside City Center (Monthly)

$362 €322

$309 ₱19.4K

17.14%

3-bedroom Apartment, City Center (Monthly)

$776 €690

$1,078 ₱67.9K

-28.01%

3-bedroom Apartment, Outside City Center (Monthly)

$662 €589

$615 ₱38.7K

7.64%

Buy Apartment in City Center (m2)

$2,654 €2,361

$2,886 ₱181.7K

-8.04%

Buy Apartment Outside City Center (m2)

$2,214 €1,970

$1,917 ₱120.7K

15.54%

Average Monthly Net Salary (After Tax)

$1,037 €922

$346 ₱21.8K

199.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

7.2

-37.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Agios Nikolaos: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Agios Nikolaos

$362 26.6%

Cebu

$309 33.6% 14.6% $53

Groceries & Markets

Agios Nikolaos

$302 22.2%

Cebu

$206 22.4% 31.9% $96

Monthly Utilities & Internet

Agios Nikolaos

$205 15.1%

Cebu

$162 17.6% 21.1% $43

Eating Out

Agios Nikolaos

$204 15%

Cebu

$88 9.6% 56.8% $116

Clothing & Footwear

Agios Nikolaos

$153 11.2%

Cebu

$94 10.2% 38.5% $59

Getting Around

Agios Nikolaos

$67 4.9%

Cebu

$16 1.7% 76.6% $51

Sport & Entertainment

Agios Nikolaos

$66 4.9%

Cebu

$44 4.8% 34.3% $23

Cost Breakdown

A central one-bedroom costs $451 in Agios Nikolaos versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 200% higher in Agios Nikolaos, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $44.00 in Agios Nikolaos versus $24.00 in Cebu. Monthly groceries follow the same trend: $302 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇷 Agios Nikolaos

🇵🇭 Cebu

🕒 Local time

00:06 12:06 AM

05:06 5:06 AM

5 h ahead of Agios Nikolaos

🌤 Weather

👥 Population

11,421

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Agios Nikolaos Cebu 10,080 km ≈ 13 h nonstop flight

From you

Agios Nikolaos
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Agios Nikolaos vs Cebu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,359 in Agios Nikolaos, $918 in Cebu – roughly 48% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,039 per month in Agios Nikolaos and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $44.00 in Agios Nikolaos and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,359 in Agios Nikolaos and $918 in Cebu. That's a gap of about 48%.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Agios Nikolaos at $1,359. In Cebu it covers expenses comfortably, while in Agios Nikolaos it requires careful planning or may not stretch far enough.

It depends on your priorities. Cebu has an edge in some lifestyle areas, with costs from $918 in Cebu to $1,359 in Agios Nikolaos. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Agios Nikolaos makes more sense. Both are solid long-term options with distinct trade-offs.