Last update: Oct 2026

Cost of Living Comparison Between Ad Dammam and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,180 in Ad Dammam, rent and utilities included – about $3,000 less a year. Other living expenses account for most of the difference.

58

Cost of Living Index in Ad Dammam
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Ad Dammam Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Ad Dammam

🇸🇦 Saudi Arabia

$1,180

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Ad Dammam and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ad Dammam and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,180 in Ad Dammam versus $934 in Cebu.

Ad Dammam $1,180
Cebu $934

Estimated couple costs with rent: $1,809 in Ad Dammam versus $1,415 in Cebu.

Ad Dammam $1,809
Cebu $1,415

Monthly costs for a family of three with rent: $2,437 in Ad Dammam versus $1,896 in Cebu.

Ad Dammam $2,437
Cebu $1,896

Living in Ad Dammam is roughly 26% more expensive than in Cebu, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Ad Dammam 12% lower, Cebu 30% lower.

Meal at Budget Restaurant

$7.04 SAR 26.45

$3.03 ₱190

132.34%

Three-Course Dinner for Two, Mid-Range

$34.90 SAR 131

$23.48 ₱1,473

48.64%

Fast Food Meal (McDonalds, etc)

$6.69 SAR 25.12

$4.09 ₱256

63.57%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.89 SAR 7.09

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.31 SAR 8.66

Cappuccino

$3.08 SAR 11.55

$2.52 ₱158

22.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 SAR 2.86

$1.54 ₱96.9

-50.65%

Water (0.33 liter bottle)

$0.16 SAR 0.60

$0.49 ₱30.98

-67.35%

Local Beer (0.5 liter draught)

$1.79 ₱112

Imported Beer (0.33 liter bottle)

$2.26 ₱142

Milk (1 liter)

$1.81 SAR 6.80

$1.95 ₱122

-7.18%

White Bread (500g)

$1.33 SAR 5.01

$1.43 ₱89.7

-6.99%

Rice (white) (1kg)

$1.96 SAR 7.36

$1.02 ₱63.8

92.16%

Eggs

$2.17 SAR 8.16

$2.06 ₱129

5.34%

Local Cheese (1kg)

$7.29 SAR 27.38

$9.81 ₱615

-25.69%

Chicken Fillets (1kg)

$8.10 SAR 30.40

$4.61 ₱289

75.70%

Beef Round Steak (1kg)

$12.71 SAR 47.73

$7.70 ₱483

65.06%

Apples (1kg)

$2.21 SAR 8.30

$3.31 ₱207

-33.23%

Banana (1kg)

$1.67 SAR 6.27

$1.45 ₱90.9

15.17%

Oranges (1kg)

$1.60 SAR 5.99

$2.36 ₱148

-32.20%

Tomato (1kg)

$1.63 SAR 6.10

$1.54 ₱96.4

5.84%

Potato (1kg)

$1.13 SAR 4.24

$2.36 ₱148

-52.12%

Onion (1kg)

$1.21 SAR 4.54

$1.99 ₱125

-39.20%

Lettuce (1 head)

$1.28 SAR 4.79

$1.15 ₱72.1

11.30%

Water (1.5 liter bottle)

$0.58 SAR 2.17

$0.67 ₱42.15

-13.43%

Bottle of Non-Alcoholic Wine (Mid-Range)

$4.04 SAR 15.18

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.49 SAR 5.60

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.21 SAR 8.29

Cigarettes 20 Pack (Marlboro, Camel)

$7.71 SAR 28.97

$3.00 ₱188

157.00%

Wine (Bottle)

$6.35 ₱398

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

Imported Beer (0.33 liter bottle)

$1.73 ₱108

One-way Ticket (Public Transport)

$0.97 SAR 3.64

$0.25 ₱15.78

288.00%

Public Transport Monthly Pass (Regular Price)

$35.53 SAR 133

$12.65 ₱793

180.87%

Taxi Start (Normal Tariff)

$2.71 SAR 10.16

$0.74 ₱46.32

266.22%

Taxi (Normal Tariff) (1km)

$2.73 SAR 10.27

$0.21 ₱13.11

1200.00%

Taxi 1hour Waiting (Normal Tariff)

$13.52 SAR 50.8

$4.33 ₱271

212.24%

Gasoline (1 liter)

$0.63 SAR 2.38

$1.33 ₱83.5

-52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$67.2K SAR 252.4K

$21.8K ₱1.4M

208.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K SAR 80.1K

$19.4K ₱1.2M

9.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 SAR 494

$121 ₱7,563

9.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.52 SAR 122

$14.45 ₱907

125.05%

Internet (50+ Mbps, Unlimited Data)

$63.8 SAR 240

$28.29 ₱1,774

125.66%

Gym Membership (Monthly)

$75.6 SAR 284

$32.68 ₱2,050

131.30%

Tennis Court (1 Hour on Weekend)

$27.99 SAR 105

$6.39 ₱401

338.03%

Cinema Ticket

$13.59 SAR 51.0

$5.46 ₱342

148.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$421 SAR 1,582

$273 ₱17.1K

54.13%

International Primary School, 1 Child (Yearly)

$7,860 SAR 29.5K

$8,156 ₱511.5K

-3.62%

Jeans (Levis 501 Or Similar)

$42.50 SAR 160

$49.57 ₱3,109

-14.26%

Summer Dress (H&M, Zara, etc)

$49.83 SAR 187

$24.87 ₱1,560

100.36%

Sport Shoes (Adidas, Nike)

$95.7 SAR 359

$76.6 ₱4,804

24.90%

Men's Leather Business Shoes

$92.1 SAR 346

$59.3 ₱3,717

55.33%

1-bedroom Apartment, City Center (Monthly)

$583 SAR 2,188

$506 ₱31.7K

15.21%

1-bedroom Apartment, Outside City Center (Monthly)

$370 SAR 1,390

$309 ₱19.4K

19.66%

3-bedroom Apartment, City Center (Monthly)

$1,003 SAR 3,767

$1,052 ₱66.0K

-4.61%

3-bedroom Apartment, Outside City Center (Monthly)

$677 SAR 2,543

$619 ₱38.8K

9.41%

Buy Apartment in City Center (m2)

$1,395 SAR 5,238

$2,915 ₱182.9K

-52.15%

Buy Apartment Outside City Center (m2)

$609 SAR 2,287

$1,867 ₱117.1K

-67.39%

Average Monthly Net Salary (After Tax)

$1,507 SAR 5,659

$341 ₱21.4K

341.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.9

7.2

-18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ad Dammam: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ad Dammam

$370 30.8%

Cebu

$309 33.5% 16.4% $61

Monthly Utilities & Internet

Ad Dammam

$228 19%

Cebu

$163 17.7% 28.3% $64

Groceries & Markets

Ad Dammam

$202 16.8%

Cebu

$210 22.7% 4.2% $8.5

Clothing & Footwear

Ad Dammam

$126 10.5%

Cebu

$95 10.2% 24.9% $31

Eating Out

Ad Dammam

$117 9.7%

Cebu

$88 9.6% 24.5% $29

Sport & Entertainment

Ad Dammam

$103 8.6%

Cebu

$44 4.7% 57.6% $59

Getting Around

Ad Dammam

$56 4.6%

Cebu

$15 1.7% 72.3% $40

Cost Breakdown

A one-bedroom apartment in the center runs $583 in Ad Dammam and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Ad Dammam pays 342% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ad Dammam vs $23.00 in Cebu. Groceries flip the comparison at $202 vs $210, with Ad Dammam cheaper for home cooking.

Good to know

🇸🇦 Ad Dammam

🇵🇭 Cebu

🕒 Local time

08:28 8:28 AM

13:28 1:28 PM

5 h ahead of Ad Dammam

🌤 Weather

👥 Population

903,312

964,169

💱 Currency

Saudi Riyal SAR ر.س

Philippine Peso PHP ₱

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.237 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to SAR – Saudi Riyal Converter

🇺🇸 United States Dollar ($)

🇸🇦 Saudi Riyal (ر.س)

Saudi Riyal exchange rates as of October 10, 2026: 1 USD = 3.75 SAR (1 SAR = 0.266 USD). 1 EUR = 4.21 SAR (1 SAR = 0.237 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to SAR in detail →

On the map

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Between locations

Ad Dammam Cebu 7,900 km ≈ 10 h nonstop flight

From you

Ad Dammam
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ad Dammam vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 26% lower than in Ad Dammam. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

Average pay runs 342% higher in Ad Dammam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $583 in Ad Dammam versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,180 per month in Ad Dammam versus $934 in Cebu – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 181% less than in Ad Dammam. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,180 in Ad Dammam, a $1,500 budget is realistic in Cebu but tight or insufficient in Ad Dammam. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $934 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Ad Dammam and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 26% less than in Ad Dammam. Beyond cost, consider language, visa policies, and how big the international community is in each city.