Last update: Oct 2026

Cost of Living Comparison Between Aarau and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,794 in Aarau, rent and utilities included – about $22,500 less a year. Other living expenses account for most of the difference.

135

Cost of Living Index in Aarau
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Aarau Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Aarau

🇨🇭 Switzerland

$2,794

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Aarau and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Aarau and in Cebu actually costs, broken down by who's living it.

A single person spends $2,794 per month in Aarau vs $918 in Cebu, rent included.

Aarau $2,794
Cebu $918

A couple spends around $4,568 per month in Aarau vs $1,409 in Cebu, rent included.

Aarau $4,568
Cebu $1,409

A family of three spends $6,342 per month in Aarau vs $1,900 in Cebu, rent included.

Aarau $6,342
Cebu $1,900

Aarau costs about 204% more than Cebu, and outside of rent the biggest gap is in groceries.

Aarau sits 107% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$29.07 CHF 23.94

$3.09 ₱194

840.78%

Three-Course Dinner for Two, Mid-Range

$106 CHF 87.6

$24.22 ₱1,525

339.18%

Fast Food Meal (McDonalds, etc)

$17.63 CHF 14.52

$3.92 ₱247

349.74%

Cappuccino

$5.80 CHF 4.78

$2.51 ₱158

131.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.22 CHF 4.30

$1.59 ₱100

228.30%

Water (0.33 liter bottle)

$4.70 CHF 3.87

$0.53 ₱33.43

786.79%

Local Beer (0.5 liter draught)

$6.15 CHF 5.06

$1.78 ₱112

245.51%

Imported Beer (0.33 liter bottle)

$6.60 CHF 5.44

$2.17 ₱137

204.15%

Milk (1 liter)

$2.05 CHF 1.69

$1.92 ₱121

6.77%

White Bread (500g)

$3.62 CHF 2.98

$1.36 ₱85.4

166.18%

Rice (white) (1kg)

$2.59 CHF 2.13

$1.01 ₱63.5

156.44%

Eggs

$7.22 CHF 5.95

$2.03 ₱128

255.67%

Local Cheese (1kg)

$30.30 CHF 24.96

$9.86 ₱621

207.30%

Chicken Fillets (1kg)

$29.34 CHF 24.16

$4.39 ₱277

568.34%

Beef Round Steak (1kg)

$40.30 CHF 33.19

$7.60 ₱479

430.26%

Apples (1kg)

$2.89 CHF 2.38

$3.30 ₱208

-12.42%

Banana (1kg)

$1.78 CHF 1.46

$1.39 ₱87.8

28.06%

Oranges (1kg)

$2.44 CHF 2.01

$2.33 ₱147

4.72%

Tomato (1kg)

$5.50 CHF 4.53

$1.50 ₱94.3

266.67%

Potato (1kg)

$1.66 CHF 1.37

$2.36 ₱149

-29.66%

Onion (1kg)

$1.96 CHF 1.61

$1.90 ₱119

3.16%

Lettuce (1 head)

$2.28 CHF 1.87

$1.19 ₱74.9

91.60%

Water (1.5 liter bottle)

$1.19 CHF 0.98

$0.63 ₱39.71

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$10.86 CHF 8.94

$3.00 ₱189

262.00%

Wine (Bottle)

$10.21 CHF 8.41

$6.03 ₱379

69.32%

Local Beer (0.5 liter bottle)

$2.49 CHF 2.05

$1.23 ₱77.7

102.44%

Imported Beer (0.33 liter bottle)

$2.86 CHF 2.36

$1.75 ₱110

63.43%

One-way Ticket (Public Transport)

$5.11 CHF 4.20

$0.25 ₱15.86

1944.00%

Public Transport Monthly Pass (Regular Price)

$146 CHF 120

$12.64 ₱796

1056.41%

Taxi Start (Normal Tariff)

$6.84 CHF 5.64

$0.77 ₱48.62

788.31%

Taxi (Normal Tariff) (1km)

$3.32 CHF 2.74

$0.23 ₱14.53

1343.48%

Taxi 1hour Waiting (Normal Tariff)

$58.8 CHF 48.45

$4.46 ₱281

1218.83%

Gasoline (1 liter)

$2.22 CHF 1.83

$1.31 ₱82.8

69.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.9K CHF 35.4K

$21.2K ₱1.3M

102.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K CHF 32.4K

$19.1K ₱1.2M

105.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CHF 98.9

$120 ₱7,569

-0.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.84 CHF 25.40

$14.00 ₱882

120.29%

Internet (50+ Mbps, Unlimited Data)

$55.7 CHF 45.84

$27.54 ₱1,734

102.07%

Gym Membership (Monthly)

$97.9 CHF 80.6

$32.33 ₱2,035

202.88%

Tennis Court (1 Hour on Weekend)

$59.6 CHF 49.04

$6.65 ₱419

795.49%

Cinema Ticket

$21.42 CHF 17.64

$5.65 ₱356

279.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,152 CHF 2,596

$275 ₱17.3K

1045.05%

International Primary School, 1 Child (Yearly)

$32.4K CHF 26.7K

$7,918 ₱498.5K

309.65%

Jeans (Levis 501 Or Similar)

$88.7 CHF 73.0

$49.33 ₱3,106

79.77%

Summer Dress (H&M, Zara, etc)

$70.6 CHF 58.2

$25.24 ₱1,589

179.75%

Sport Shoes (Adidas, Nike)

$109 CHF 90.1

$77.0 ₱4,846

42.20%

Men's Leather Business Shoes

$169 CHF 140

$57.2 ₱3,601

196.17%

1-bedroom Apartment, City Center (Monthly)

$1,277 CHF 1,052

$500 ₱31.5K

155.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,033 CHF 851

$309 ₱19.4K

234.52%

3-bedroom Apartment, City Center (Monthly)

$2,290 CHF 1,886

$1,078 ₱67.9K

112.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 CHF 1,742

$615 ₱38.7K

243.70%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$11.8K CHF 9,759

$1,917 ₱120.7K

518.27%

Average Monthly Net Salary (After Tax)

$6,801 CHF 5,601

$346 ₱21.8K

1865.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.31

7.2

-67.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Aarau: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Aarau

$1K 37%

Cebu

$309 33.6% 70.1% $724

Groceries & Markets

Aarau

$588 21%

Cebu

$206 22.4% 65% $382

Eating Out

Aarau

$439 15.7%

Cebu

$88 9.6% 79.9% $350

Monthly Utilities & Internet

Aarau

$207 7.4%

Cebu

$162 17.6% 21.7% $45

Clothing & Footwear

Aarau

$197 7.1%

Cebu

$94 10.2% 52.4% $103

Getting Around

Aarau

$190 6.8%

Cebu

$16 1.7% 91.8% $174

Sport & Entertainment

Aarau

$141 5%

Cebu

$44 4.8% 69% $97

Cost Breakdown

A central one-bedroom costs $1,277 in Aarau versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1866% higher in Aarau, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $106 in Aarau versus $24.00 in Cebu. Monthly groceries follow the same trend: $588 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇨🇭 Aarau

🇵🇭 Cebu

🕒 Local time

00:30 12:30 AM

06:30 6:30 AM

6 h ahead of Aarau

🌤 Weather

👥 Population

21,191

964,169

💱 Currency

Swiss Franc CHF Fr

Philippine Peso PHP ₱

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 18, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CHF in detail →

On the map

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Highest

Between locations

Aarau Cebu 11,020 km ≈ 14 h nonstop flight

From you

Aarau
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Aarau vs Cebu: Cost of Living - Frequently Asked Questions

Aarau costs about 204% more than Cebu, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,191 per month in Aarau and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1056% less in Cebu. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $3,152 per month in Aarau and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Aarau at $2,794. In Cebu it covers expenses comfortably, while in Aarau it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $2,794 in Aarau. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Aarau makes more sense. Both are solid long-term options with distinct trade-offs.