Cost of Living in Coffs Harbour - Updated Prices & Insights

42.3
Solo nomad: Estimated monthly costs are $986 (excluding rent), and $2,349 including rent.
Family of 3: Estimated monthly costs are $2,526 (excluding rent), and $4,512 including rent.
Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$16.31 A$24.98
$11.09 A$16.99
$32.61 A$49.96
Three-Course Dinner for Two, Mid-Range
$97.2 A$149
$51.8 A$79.4
$130 A$198
Fast Food Meal (McDonalds, etc)
$9.79 A$15
$9.79 A$15
$10.44 A$16
Cappuccino
$3.16 A$4.84
$1.26 A$1.94
$5.05 A$7.74
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.71 A$4.15
$1.99 A$3.05
$3.32 A$5.09
Water (0.33 liter bottle)
$1.9 A$2.91
$1.9 A$2.91
$2.86 A$4.37
Local Beer (0.5 liter draught)
$6.51 A$9.98
$3.91 A$5.99
$9.13 A$13.98
Imported Beer (0.33 liter bottle)
$7.96 A$12.19
$5.3 A$8.13
$8.62 A$13.2
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.49 A$2.28
$1.06 A$1.62
$2.99 A$4.58
White Bread (500g)
$2.65 A$4.06
$1.6 A$2.46
$3.76 A$5.76
Rice (white) (1kg)
$2.33 A$3.57
$1.19 A$1.82
$3.31 A$5.07
Eggs
$3.2 A$4.91
$2.78 A$4.25
$5.29 A$8.1
Local Cheese (1kg)
$7.24 A$11.09
$6.43 A$9.85
$16.09 A$24.64
Chicken Fillets (1kg)
$6.37 A$9.76
$6.37 A$9.76
$9.56 A$14.65
Beef Round Steak (1kg)
$12.21 A$18.71
$5.14 A$7.87
$17.99 A$27.57
Apples (1kg)
$3.54 A$5.43
$2.56 A$3.92
$5.13 A$7.87
Banana (1kg)
$2.82 A$4.31
$2.64 A$4.05
$5.24 A$8.03
Oranges (1kg)
$3.66 A$5.6
$1.61 A$2.47
$6.38 A$9.77
Tomato (1kg)
$3.85 A$5.89
$1.97 A$3.02
$5.27 A$8.07
Potato (1kg)
$1.32 A$2.02
$1.32 A$2.02
$3 A$4.59
Onion (1kg)
$2.32 A$3.55
$1.61 A$2.46
$2.57 A$3.93
Lettuce (1 head)
$1.93 A$2.96
$1.28 A$1.96
$2.56 A$3.92
Water (1.5 liter bottle)
$2.35 A$3.6
$0.51 A$0.78
$3.17 A$4.85
Cigarettes 20 Pack (Marlboro, Camel)
$21.5 A$32.93
$21.5 A$32.93
$46.3 A$70.9
Wine (Bottle)
$12.98 A$19.88
$11.68 A$17.89
$20.76 A$31.8
Local Beer (0.5 liter bottle)
$6.18 A$9.47
$3.86 A$5.92
$7.73 A$11.84
Imported Beer (0.33 liter bottle)
$6.77 A$10.37
$4 A$6.12
$7.99 A$12.24
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$4.4 A$6.75
$2.16 A$3.3
$6.65 A$10.19
Public Transport Monthly Pass (Regular Price)
$72.3 A$111
$25.31 A$38.78
$72.3 A$111
Taxi Start (Normal Tariff)
$1.98 A$3.04
$1.98 A$3.04
$3.19 A$4.89
Taxi (Normal Tariff) (1km)
$1.43 A$2.19
$1.43 A$2.19
$1.43 A$2.19
Taxi 1hour Waiting (Normal Tariff)
$33.15 A$50.8
$33.15 A$50.8
$33.15 A$50.8
Gasoline (1 liter)
$1.19 A$1.82
$1.08 A$1.65
$1.45 A$2.23
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.2K A$44.7K
$29.2K A$44.7K
$29.2K A$44.7K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.8K A$33.4K
$20.6K A$31.6K
$25.8K A$39.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$162 A$248
$136 A$208
$388 A$595
SIM Card Monthly Plan (Calls and 10GB+ Data)
$9.92 A$15.2
$9.92 A$15.2
$62.8 A$96.3
Internet (50+ Mbps, Unlimited Data)
$52.6 A$80.5
$39.42 A$60.4
$72.3 A$111
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$48.44 A$74.2
$19.38 A$29.69
$58.1 A$89.1
Tennis Court (1 Hour on Weekend)
$13.87 A$21.24
$6.89 A$10.56
$13.87 A$21.24
Cinema Ticket
$12.91 A$19.78
$11.62 A$17.81
$23.23 A$35.6
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,103 A$3,222
$1,664 A$2,549
$2,880 A$4,412
International Primary School, 1 Child (Yearly)
$7,212 A$11K
$3,837 A$5,878
$9,889 A$15.1K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$60 A$92
$44.63 A$68.4
$76.5 A$117
Summer Dress (H&M, Zara, etc)
$47.33 A$72.5
$19.24 A$29.47
$76.9 A$118
Sport Shoes (Adidas, Nike)
$90.5 A$139
$72.1 A$110
$131 A$201
Men's Leather Business Shoes
$124 A$190
$65.1 A$99.8
$163 A$249
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,316 A$2,017
$1,058 A$1,622
$1,574 A$2,412
1-bedroom Apartment, Outside City Center (Monthly)
$1,182 A$1,811
$977 A$1,496
$1,388 A$2,126
3-bedroom Apartment, City Center (Monthly)
$1,997 A$3,060
$1,577 A$2,416
$2,418 A$3,704
3-bedroom Apartment, Outside City Center (Monthly)
$1,863 A$2,854
$1,448 A$2,218
$2,277 A$3,489
Buy Apartment in City Center (m2)
$5,782 A$8,858
$4,638 A$7,106
$7,677 A$11.8K
Buy Apartment Outside City Center (m2)
$4,888 A$7,488
$3,315 A$5,078
$6,629 A$10.2K
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,443 A$5,275
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.35
5.5
7.9
Citycost data is based on AI and user input – minor inaccuracies may occur.
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Cost of Living in Coffs Harbour - Frequently Asked Questions
How does affordability in Coffs Harbour, Australia compare to other Australian cities, and who tends to find it good value?
Cost of Living in Coffs Harbour, Australia tends to feel friendlier to a daily budget than bigger capitals, with a coastal vibe that supports simple, affordable routines. You'll find housing options from compact flats to larger family homes, especially outside the town center, where rents and prices are generally gentler. Food is diverse, with markets and cafe culture complementing home cooking. Leisure options include beach walks, nature trails, and family-friendly events that help you get more value from each day without heavy transport costs. Seasonal peaks influence availability more than price spikes. Tip: Plan your week around the weather to maximize outdoor time and minimize back-and-forth travel.
What does daily life look like for a traveler, expat, or digital nomad in terms of housing search, food options, transport, and errands?
Daily life balances comfort with practicality. When you search for housing, consider areas like the coast for shorter commutes and easy access to beaches, or inland suburbs for larger spaces and calmer streets. Short-term options are plentiful, and you'll use local portals or agents to compare rentals; expect lease terms to vary by season. Food options run from fresh markets to casual cafes, with plenty of affordable take-home ingredients for home cooks. For getting around, a car helps, but you'll also find decent bus services and bike-friendly routes around town. Coffs Harbour, Australia living cost can shift with demand, so align your errands with weekday rhythms. Tip: Build a simple weekly budget and track it against your actual spending.
How can you budget effectively for a longer stay, what lifestyle shifts help, and how do you assess neighborhood fit and seasonal changes?
Quality of life in Coffs Harbour hinges on routines that match the climate and pace. You can build a simple budgeting framework focused on core categories: housing, utilities, food, transport, and leisure. Seasonal variability favors flexible plans - use off-peak travel in shoulder seasons and pivot between beachfront and inland neighborhoods for balance. When choosing a neighborhood, assess how close you want to be to the coast, coworking spaces, and traffic patterns during holidays. Mixing slow mornings with afternoon beach access can maximize happiness without overspending. Tip: Try a one-month trial in a couple of areas to gauge cushion and commute before signing longer leases.
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