Cost of Living in Clearwater, FL - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,119 (excluding rent), and $2,947 including rent.

Family of 3: Estimated monthly costs are $2,751 (excluding rent), and $5,822 including rent.

Meal at Budget Restaurant

$18.96 $18.96

$14.97 $14.97

$34.93 $34.93

Three-Course Dinner for Two, Mid-Range

$73.0 $73.0

$50.3 $50.3

$126 $126

Fast Food Meal (McDonalds, etc)

$9.93 $9.93

$14.90 $14.90

Cappuccino

$4.82 $4.82

$2.03 $2.03

$9.14 $9.14

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 $2.24

$1.46 $1.46

$2.92 $2.92

Water (0.33 liter bottle)

$1.88 $1.88

$1.02 $1.02

$2.34 $2.34

Local Beer (0.5 liter draught)

$4.56 $4.56

$3.04 $3.04

$10.14 $10.14

Imported Beer (0.33 liter bottle)

$7.67 $7.67

$4.09 $4.09

$10.22 $10.22

Milk (1 liter)

$1.14 $1.14

$0.74 $0.74

$1.29 $1.29

White Bread (500g)

$3.63 $3.63

$2.09 $2.09

$5.86 $5.86

Rice (white) (1kg)

$4.10 $4.10

$2.15 $2.15

$7.02 $7.02

Eggs

$4.39 $4.39

$1.76 $1.76

$5.89 $5.89

Local Cheese (1kg)

$11.95 $11.95

$4.99 $4.99

$17.74 $17.74

Chicken Fillets (1kg)

$12.29 $12.29

$6.09 $6.09

$25.46 $25.46

Beef Round Steak (1kg)

$16.55 $16.55

$6.57 $6.57

$23.43 $23.43

Apples (1kg)

$6.13 $6.13

$1.83 $1.83

$11.89 $11.89

Banana (1kg)

$1.43 $1.43

$0.63 $0.63

$2.16 $2.16

Oranges (1kg)

$5.42 $5.42

$1.51 $1.51

$8.77 $8.77

Tomato (1kg)

$5.08 $5.08

$1.38 $1.38

$7.40 $7.40

Potato (1kg)

$3.46 $3.46

$1.18 $1.18

$6.45 $6.45

Onion (1kg)

$3.89 $3.89

$1.08 $1.08

$5.25 $5.25

Lettuce (1 head)

$2.05 $2.05

$0.99 $0.99

$2.97 $2.97

Water (1.5 liter bottle)

$2.84 $2.84

$1.03 $1.03

$3.60 $3.60

Cigarettes 20 Pack (Marlboro, Camel)

$7.13 $7.13

$17.31 $17.31

Wine (Bottle)

$20.10 $20.10

$12.06 $12.06

$30.15 $30.15

Local Beer (0.5 liter bottle)

$1.71 $1.71

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$1.54 $1.54

$6.15 $6.15

One-way Ticket (Public Transport)

$3.08 $3.08

$5.14 $5.14

Public Transport Monthly Pass (Regular Price)

$33.00 $33.00

$20.31 $20.31

$45.69 $45.69

Taxi Start (Normal Tariff)

$3.43 $3.43

$2.04 $2.04

$7.63 $7.63

Taxi (Normal Tariff) (1km)

$0.65 $0.65

$1.49 $1.49

Taxi 1hour Waiting (Normal Tariff)

$60.0 $60.0

Gasoline (1 liter)

$0.83 $0.83

$0.73 $0.73

$0.91 $0.91

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K $28.8K

$23.5K $23.5K

$36.2K $36.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$25.0K $25.0K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$259 $259

$183 $183

$407 $407

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.80 $43.80

$29.53 $29.53

$93.5 $93.5

Internet (50+ Mbps, Unlimited Data)

$72.7 $72.7

$49.43 $49.43

$109 $109

Gym Membership (Monthly)

$39.15 $39.15

$20.20 $20.20

$101 $101

Tennis Court (1 Hour on Weekend)

$25.40 $25.40

Cinema Ticket

$14.19 $14.19

$7.60 $7.60

$26.35 $26.35

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$425 $425

$331 $331

$546 $546

International Primary School, 1 Child (Yearly)

$7,166 $7,166

$24.9K $24.9K

Jeans (Levis 501 Or Similar)

$65.1 $65.1

$44.40 $44.40

$88.8 $88.8

Summer Dress (H&M, Zara, etc)

$55.7 $55.7

$25.33 $25.33

$142 $142

Sport Shoes (Adidas, Nike)

$100.0 $100.0

$58.8 $58.8

$157 $157

Men's Leather Business Shoes

$168 $168

$45.17 $45.17

$452 $452

1-bedroom Apartment, City Center (Monthly)

$2,081 $2,081

$1,576 $1,576

$2,956 $2,956

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 $1,560

$1,398 $1,398

$1,997 $1,997

3-bedroom Apartment, City Center (Monthly)

$3,644 $3,644

$2,987 $2,987

$4,979 $4,979

3-bedroom Apartment, Outside City Center (Monthly)

$2,864 $2,864

$2,213 $2,213

$3,933 $3,933

Buy Apartment in City Center (m2)

$2,930 $2,930

$2,643 $2,643

$3,385 $3,385

Buy Apartment Outside City Center (m2)

$2,764 $2,764

$2,674 $2,674

$2,826 $2,826

Average Monthly Net Salary (After Tax)

$3,621 $3,621

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

5.65

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 1, 2026

Clearwater, FL Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Clearwater, FL - Frequently Asked Questions

Clearwater gives you a balanced value: access to beaches, services, and outdoor life without the price tag of major coastal hubs. You'll find a range of housing options, from modest apartments outside the most touristy blocks to longer-term rentals near the waterfront; utilities can rise with humidity, so plan for air conditioning. Groceries and casual dining are practical and accessible, with farmers markets and chain options offering flexibility. When you weigh the Cost of Living in Clearwater, FL, United States, you'll see value depends on location, season, and how you zone your daily routines. Tip: choose a neighborhood with good transit links and nearby grocery shops to keep trips short and costs predictable.

In Clearwater, you mix online searches with in-person viewings, especially for rentals near the coast or in walkable districts. Groceries are practical: regular supermarkets plus farmers markets for fresh produce and local goods. Transport leans on a car, but buses and bike lanes support short trips; ride-sharing is common for evenings out. If you freelance, several coworking hubs and cafes offer fast wifi and day passes. Errands are manageable with a compact downtown or nearby neighborhoods; easy to combine beach breaks with work. The Clearwater, FL, United States living cost varies by area and season. Tip: map a 2–3 neighborhood loop to test commute times before renting long-term.

In Clearwater, you can shape a comfortable, flexible life by designing a lightweight monthly framework: separate housing, food, and transport costs, then adjust for the seasons. Summer humidity and hurricane season influence energy use and outdoor plans, so plan for interior days and backup options. Choose neighborhoods based on access to groceries, beaches, and work hubs – walkable cores feel more cost-efficient if you bike or ride. Save by cooking at home, buying in bulk when possible, and taking advantage of off-peak travel to beaches and events. Build a simple routine for errands to minimize trips and keep weekends free for exploration. Tip: keep a reusable bike or scooter on hand for short hops.