Cost of Living in British Virgin Islands - Updated Prices & Insights

Name: British Virgin Islands
Address: VG

Solo nomad: Estimated monthly costs are $1,322 (excluding rent), and $2,761 including rent.

Family of 3: Estimated monthly costs are $3,536 (excluding rent), and $6,799 including rent.

Meal at Budget Restaurant

$22.31 $22.31

$9.91 $9.91

$34.70 $34.70

Three-Course Dinner for Two, Mid-Range

$78.9 $78.9

$69.1 $69.1

$88.8 $88.8

Fast Food Meal (McDonalds, etc)

$15.22 $15.22

Cappuccino

$6.86 $6.86

$4.57 $4.57

$10.16 $10.16

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 $1.77

$1.46 $1.46

$2.91 $2.91

Water (0.33 liter bottle)

$1.35 $1.35

$1.02 $1.02

$2.04 $2.04

Local Beer (0.5 liter draught)

$3.96 $3.96

$2.97 $2.97

$3.96 $3.96

Imported Beer (0.33 liter bottle)

$3.05 $3.05

$1.83 $1.83

$5.08 $5.08

Milk (1 liter)

$2.23 $2.23

$2.02 $2.02

$4.06 $4.06

White Bread (500g)

$4.92 $4.92

$3.83 $3.83

$5.93 $5.93

Rice (white) (1kg)

$5.48 $5.48

$1.95 $1.95

$6.67 $6.67

Eggs

$6.05 $6.05

$3.99 $3.99

$7.19 $7.19

Local Cheese (1kg)

$15.65 $15.65

$13.12 $13.12

$18.18 $18.18

Chicken Fillets (1kg)

$11.35 $11.35

$9.87 $9.87

$12.82 $12.82

Beef Round Steak (1kg)

$17.26 $17.26

$14.80 $14.80

$19.73 $19.73

Apples (1kg)

$3.86 $3.86

$1.95 $1.95

$4.41 $4.41

Banana (1kg)

$3.63 $3.63

$2.57 $2.57

$4.10 $4.10

Oranges (1kg)

$2.04 $2.04

$2.03 $2.03

$2.04 $2.04

Tomato (1kg)

$7.34 $7.34

$6.68 $6.68

$8.22 $8.22

Potato (1kg)

$5.34 $5.34

$3.96 $3.96

$7.91 $7.91

Onion (1kg)

$4.37 $4.37

$2.94 $2.94

$5.87 $5.87

Lettuce (1 head)

$8.55 $8.55

$4.92 $4.92

$11.84 $11.84

Water (1.5 liter bottle)

$1.90 $1.90

Cigarettes 20 Pack (Marlboro, Camel)

$5.08 $5.08

$4.57 $4.57

$8.13 $8.13

Wine (Bottle)

$11.09 $11.09

$8.06 $8.06

$23.19 $23.19

Local Beer (0.5 liter bottle)

$4.65 $4.65

$3.92 $3.92

$5.39 $5.39

Imported Beer (0.33 liter bottle)

$2.04 $2.04

One-way Ticket (Public Transport)

$4.05 $4.05

Gasoline (1 liter)

$1.26 $1.26

$1.18 $1.18

$1.33 $1.33

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$119 $119

$199 $199

SIM Card Monthly Plan (Calls and 10GB+ Data)

$99.2 $99.2

$50.4 $50.4

$141 $141

Internet (50+ Mbps, Unlimited Data)

$120 $120

$112 $112

$153 $153

Gym Membership (Monthly)

$118 $118

Tennis Court (1 Hour on Weekend)

$20.20 $20.20

Cinema Ticket

$9.99 $9.99

$19.97 $19.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$381 $381

$279 $279

$507 $507

International Primary School, 1 Child (Yearly)

$10.4K $10.4K

$4,595 $4,595

$14.5K $14.5K

Jeans (Levis 501 Or Similar)

$47.21 $47.21

$44.73 $44.73

$49.69 $49.69

Summer Dress (H&M, Zara, etc)

$54.2 $54.2

$49.26 $49.26

$59.1 $59.1

Sport Shoes (Adidas, Nike)

$144 $144

$118 $118

$177 $177

Men's Leather Business Shoes

$129 $129

$109 $109

$159 $159

1-bedroom Apartment, City Center (Monthly)

$1,322 $1,322

$1,017 $1,017

$2,034 $2,034

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 $1,268

$994 $994

$1,591 $1,591

3-bedroom Apartment, City Center (Monthly)

$3,581 $3,581

$2,964 $2,964

$4,446 $4,446

3-bedroom Apartment, Outside City Center (Monthly)

$3,493 $3,493

$2,994 $2,994

$3,992 $3,992

Buy Apartment Outside City Center (m2)

$10.7K $10.7K

Average Monthly Net Salary (After Tax)

$2,042 $2,042

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: January 11, 2026

By City in British Virgin Islands

Lowest

Highest

Rank	City	Population	Living Index	Solo costs (no rent) / month	Solo costs (with rent) / month	Family of 3 costs (no rent) / month	Family of 3 costs (with rent) / month	Mobile download speed (Mbps)	Internet download speed (Mbps)
1	Beef Island	-						14.46	150.91
2	Road Town	12603	141	$1,355	$2,785	$3,055	$6,889	276.56	166.86
3	Tortola	-		$1,448	$2,512	$3,027	$6,108	113.8	166.86

Digital Nomad Cost of Living Index

Cost of Living in British Virgin Islands - Frequently Asked Questions

Compared with busier Caribbean destinations, the British Virgin Islands offer a solid value for travelers, expats, and digital nomads who stay a bit longer. You’ll encounter a calm pace that supports focus, with reliable services in main towns and fewer crowds outside peak season. Costs tend to rise in tourist pockets, while offbeat neighborhoods and local markets keep everyday purchases reasonable when you plan around ferry schedules and daylight. Cost of Living in British Virgin Islands varies by island and season, shaping how you budget. Tip: Map out a two-week itinerary to compare island options and lock in a rental ahead of peak season.

Daily life centers on Tortola, Virgin Gorda, and smaller settlements, with housing searches often through local agents or long-standing listings. Look for furnished rentals that include utilities and internet to simplify budgeting. Food options range from bustling local markets to casual eateries; cooking at home with fresh seafood and produce helps manage the British Virgin Islands living cost. For transport, ferries link islands and car or scooter rentals cover short hops; plan ahead for schedules. Co-working spaces and cafes with reliable Wi‑Fi support remote work, but keep a plan for occasional outages. Tip: Build a simple habit of checking ferry timetables the week before travel.

Quality of life in the British Virgin Islands emphasizes outdoor access, safety, and a tight-knit local vibe. When budgeting, adopt a simple framework: set a monthly baseline for housing, groceries, utilities, and transport, then allocate a small buffer for activities or travel between islands. Save by cooking at home with local produce, sharing accommodations, and choosing longer stays over one-off bookings. Seasonality affects demand for rentals and visibility of deals, so flex dates can yield better terms. Neighborhood fit matters: Tortola offers shopping and services close to beaches; Virgin Gorda and other islands bring quieter rhythms and natural beauty. Tip: Test several neighborhoods on short visits to feel the pace and community before committing.