Quality of life in Belgaum rewards a practical budgeting framework: track essentials (food, housing, transport), set flexible limits for occasional treats, and build in a leaner month for travel or monsoon periods. Seasonality mainly affects rainfall and road conditions, so have a plan for indoor activities and reliable connectivity. For neighborhood fit, mix a central, walkable core with quieter residential belts; near parks, markets, and clinics tends to be safer and friendlier for longer stays. Practical tips include negotiating short-term leases, using monthly passes for buses, and choosing grocery shops with loyalty programs. Tip: Try a two-week stay in a chosen area to judge everyday rhythms before extending.