Cost of Living in Andover, MA - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,117 (excluding rent), and $2,799 including rent.

Family of 3: Estimated monthly costs are $2,957 (excluding rent), and $5,518 including rent.

Meal at Budget Restaurant

$30.50 $30.50

$20.33 $20.33

$61.0 $61.0

Three-Course Dinner for Two, Mid-Range

$89.2 $89.2

$69.4 $69.4

$129 $129

Fast Food Meal (McDonalds, etc)

$11.94 $11.94

$9.95 $9.95

$17.92 $17.92

Cappuccino

$6.17 $6.17

$2.94 $2.94

$7.85 $7.85

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.80 $2.80

$2.44 $2.44

$2.92 $2.92

Water (0.33 liter bottle)

$2.31 $2.31

$1.97 $1.97

$2.94 $2.94

Local Beer (0.5 liter draught)

$6.38 $6.38

$5.11 $5.11

$9.19 $9.19

Imported Beer (0.33 liter bottle)

$7.80 $7.80

$5.85 $5.85

$11.69 $11.69

Milk (1 liter)

$0.98 $0.98

$0.77 $0.77

$1.16 $1.16

White Bread (500g)

$3.67 $3.67

$2.23 $2.23

$4.47 $4.47

Rice (white) (1kg)

$7.49 $7.49

$2.06 $2.06

$12.84 $12.84

Eggs

$4.34 $4.34

$3.06 $3.06

$6.12 $6.12

Local Cheese (1kg)

$16.30 $16.30

$14.06 $14.06

$19.59 $19.59

Chicken Fillets (1kg)

$10.46 $10.46

$5.39 $5.39

$15.20 $15.20

Beef Round Steak (1kg)

$16.92 $16.92

$15.70 $15.70

$18.15 $18.15

Apples (1kg)

$3.38 $3.38

$2.18 $2.18

$4.70 $4.70

Banana (1kg)

$1.67 $1.67

$0.99 $0.99

$2.81 $2.81

Oranges (1kg)

$6.62 $6.62

$2.16 $2.16

$13.01 $13.01

Tomato (1kg)

$4.76 $4.76

$2.22 $2.22

$8.87 $8.87

Potato (1kg)

$2.80 $2.80

$1.30 $1.30

$6.06 $6.06

Onion (1kg)

$5.40 $5.40

$3.91 $3.91

$8.02 $8.02

Lettuce (1 head)

$3.31 $3.31

$2.05 $2.05

$5.13 $5.13

Water (1.5 liter bottle)

$2.48 $2.48

$1.28 $1.28

$3.09 $3.09

Cigarettes 20 Pack (Marlboro, Camel)

$12.58 $12.58

$11.05 $11.05

$14.11 $14.11

Wine (Bottle)

$13.10 $13.10

$9.07 $9.07

$15.11 $15.11

Local Beer (0.5 liter bottle)

$1.96 $1.96

$1.78 $1.78

$2.91 $2.91

Imported Beer (0.33 liter bottle)

$3.01 $3.01

$1.98 $1.98

$4.94 $4.94

One-way Ticket (Public Transport)

$2.05 $2.05

$1.28 $1.28

$2.05 $2.05

Taxi Start (Normal Tariff)

$2.02 $2.02

Taxi (Normal Tariff) (1km)

$1.35 $1.35

$1.06 $1.06

$1.65 $1.65

Taxi 1hour Waiting (Normal Tariff)

$28.72 $28.72

$25.98 $25.98

$34.44 $34.44

Gasoline (1 liter)

$0.86 $0.86

$0.79 $0.79

$0.92 $0.92

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.4K $29.4K

$23.2K $23.2K

$35.6K $35.6K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.4K $37.4K

$25.1K $25.1K

$37.4K $37.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$149 $149

$596 $596

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.9 $53.9

$42.23 $42.23

$73.7 $73.7

Internet (50+ Mbps, Unlimited Data)

$82.0 $82.0

$60.0 $60.0

$100.0 $100.0

Gym Membership (Monthly)

$43.52 $43.52

$17.71 $17.71

$50.6 $50.6

Cinema Ticket

$14.71 $14.71

$12.17 $12.17

$18.26 $18.26

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,310 $1,310

$1,009 $1,009

$1,863 $1,863

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$16.9K $16.9K

$27.4K $27.4K

Jeans (Levis 501 Or Similar)

$50.0 $50.0

$34.66 $34.66

$64.4 $64.4

Summer Dress (H&M, Zara, etc)

$73.6 $73.6

$34.34 $34.34

$147 $147

Sport Shoes (Adidas, Nike)

$123 $123

$80.4 $80.4

$201 $201

Men's Leather Business Shoes

$131 $131

$118 $118

$148 $148

1-bedroom Apartment, City Center (Monthly)

$1,614 $1,614

$1,209 $1,209

$1,871 $1,871

1-bedroom Apartment, Outside City Center (Monthly)

$1,379 $1,379

$1,019 $1,019

$1,529 $1,529

3-bedroom Apartment, City Center (Monthly)

$2,608 $2,608

$1,983 $1,983

$2,975 $2,975

3-bedroom Apartment, Outside City Center (Monthly)

$2,183 $2,183

$1,670 $1,670

$2,455 $2,455

Buy Apartment in City Center (m2)

$2,449 $2,449

$1,783 $1,783

$2,449 $2,449

Buy Apartment Outside City Center (m2)

$2,440 $2,440

$1,974 $1,974

$2,440 $2,440

20-Year Fixed Mortgage Interest Rate (Annual %)

6.71

6.19

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: March 2, 2026

Andover, MA Median Internet Speeds (Updated December 2025)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🌎 North america

Cost of Living in Andover, MA - Frequently Asked Questions

Compared with larger metro hubs, the Cost of Living in Andover, MA, United States tends to feel more manageable for everyday needs. You’ll notice housing can lean toward the premium side in established neighborhoods, but there are quieter pockets with good value and strong community amenities. Local shops, cafes, and parks offer a ready-made lifestyle that reduces the need for long commutes. The trade-off is sometimes a longer drive or train ride to reach major city centers. Overall, you get a blend of suburban ease and access to regional amenities. Tip: Start your housing search in the spring to catch listings that align with school calendars and local events.

Daily life in Andover blends small-town charm with practical access to larger cities. When you're housing hunting, target near the town center or the commuter rail for easier trips; there are family-friendly neighborhoods and pocket areas with parks and schools. Grocery shopping spans local markets and larger chains, with a steady rotation of seasonal produce. For work or study, you’ll find quiet cafés and libraries, plus flexible coworking spaces nearby. Andover, MA, United States living cost comes into play as you map rent, groceries, and transit against your budget. Tip: Start with a neighborhood plan and test a few transit routes to see what fits your rhythm.

Quality of life here hinges on finding the right neighborhood fit – quiet streets near parks for daily walks or a lively center with cafes for remote work breaks. A simple budgeting framework helps: separate housing, groceries, transport, and leisure, then tweak as the seasons shift. Spring and fall bring outdoor markets and community events with plentiful low-cost options; winter can prompt indoor hobbies and energy-conscious routines. Ways to save include longer leases for stability, shared housing if suitable, and choosing transit routes that cut down on back-and-forth. Tip: build a lightweight, month-by-month plan to spot where you can adjust time and money for a comfortable rhythm.